20 years old, 3 years NCB quote £5k-£19k

[fd3szhi]

If you got 2 car admirl is your best bet im 22, 21 when i insured my fd no performance mods and a astra vxr daily drive i pay less than 2k.

[rising son]

im with sureterm direct and £153 per year fully comp, thats in an fc turbo II

[noyzboy]

I believe that today insurance companies are more worried about who you might injure with the vehicle and their costs, including anyone you injure who is in the car with you when you have a big one.
I think the cost of the car is peanuts in comparison. This is why the premium -v- car price comparison does not work.

I have heard it said that if manufacturers made a car that you could not take your mates to the pub in, premiums would go down.

 Maybe there is someone out there in the insurance business who could comment on this.

Martin H

[iaint]

Went on comparethemarket and wanted to see how much it would be for my dad to insure and it came up with £1400 minimum :| 55yo, 15 years NCB i was shocked :|

Wow, where in London?  I lived in Hither Green for the last 6 years until a few months ago.  My heavily modded FD was £700 with A-Plan.  Dropped by £100 moving back ooop north.

[billybobbooth]

thats mad when i was 20 i had a ex rally celica st185 on 300 bhp limited (like said ex rally car) and was only paying about £1000 fully com om only 26 now. and my insurance for 3 cars fully comp with 1 crash on insurance 1 years now clames on the rx and 0 on the other 2 and im only paying £1200 now.

[Aceman]

thats mad when i was 20 i had a ex rally celica st185 on 300 bhp limited (like said ex rally car) and was only paying about £1000 fully com om only 26 now. and my insurance for 3 cars fully comp with 1 crash on insurance 1 years now clames on the rx and 0 on the other 2 and im only paying £1200 now.

For some marques of vehicles, insurance has more than doubled over the last 3 years, so that doesn\'t surprise me!!

[bmatharu]

I\'m 22, just dealt with the second round of insurance for my FD. Cheapest I could get was just over 2.5k with admiral. I checked everyone (trust me) and if you\'re under 25 like me, as you are, then no one else will touch it. Specialist insurers are definitely the way to go but we can\'t access them til 25 or at least getting close to that age.

Gonna need to suck it up if you want an FD mate. This is a lot more than I paid last year..but I\'ve made cut backs in other areas to fund this insurance nonsense. I do what I need to in terms of working to fund this car (I\'m a final year uni student) as it is literally my pride and joy. 100 hour weeks have been known in order to achieve both my educational and driving goals

FC\'s, other options will be cheaper. IMO not a comparison but if you are looking for something you can fiddle with and enjoy, as well as get into the rotary scene and can\'t quite afford the FD then definitely a place to start.

[Trexthedinosaur]

£950 quote with admiral, 23, 1yncb, 1claim, import and im currently paying £950 on my ZR 160!

yet a s2k is 2k and a skyline 2.5k ... utter daft.

[Trexthedinosaur]

O and always add your parents to the quote - if you lvie with them, knocked around £400 off my quote adding my mum and dad. 48/7 loads of driving experience etc.

And this isnt fronting or illegal as we live int eh same house and there is a chance they would use the car, don\'t forget they\'d need to be insured to reverse the car off the drive if you go onto a public road

[Aubec]

950?  Wow!  Was that for a UK car or import?

[noyzboy]

I should ask DanDan for his advice on this !!

My FD is taxed as a 2.6 to avoid giving any insurance company wriggle room on a claim.

Martin H

I know im gonna get slated for this but i don`t care. If you want cheap insurance just lie. Even if you have a modded rex with £20k+ spent on it you wouldn`t get half the amount if you crashed it.
Be like me and lie. :3gears-rh:3gears-rh:3gears-rh:3gears-rh:3gears-rh

[TiddlesRX7]

I\'ve just insured through REIS. £313 for my FC TII including 4 track days if I want them. Very happy with that.

Ade

[zeppelin101]

Getting quotes of sub £500.

2000 miles, full track/competition cover, unlimited mods (no price increase, just declare). I\'m 23, currently on 4 years NCB midway through the policy on my DC5.

Competition Car Insurance. Seem to be hit and miss, but if you have a car that is around 20 years old they will insure it as a historic with limited mileage and the prices plummet. You need paid up membership to a club or a race license though.

[Mikey22]

Ill be in the same place soon, Im 26 with 6 years ncb and last year i paid over £700 for 2-3K. ts a bit naff seeing as its an almost stock fd. With uprated intercooler and induction kit. Hardly a single turbo upgrade is it lol!

For me and my GF on my Clio dci No NCB and 12k baring in mind my GF hasn\'t passed her test yet......£500 i actually think thats good but is naff compared to the insurance for just me and all my NCB\'s etc on the FD.

Talking about lads with silver spoons......my mate who is 23 has a brand new nissan GTR bought and paid for by mummy and daddy including insurance even with his 6 points for speeding and he has also jus got a house from them too and thats after he had a new Focus RS upgraded to 440BHP.......he\'s a mate but still a C&*T lol!

[Skifledanabit]

silver spoon parents p*ss me off no end.