Just a thought....

Started by Dangglebbits, February 24, 2004, 08:20:49 PM

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Dangglebbits

I know some ppl already are, but it would help when posting to know license state eg how many points and codes and also risk area if it\'s not to much trouble that way when someone comes on saying the can\'t get insurance it is easier to say why.  
It\'s all well and good saying your 25 and trying to get insurance, but if you are in my situation:
i have a IN10 :( which means IF i got a quote of £1000 and then said i have the aforementioned conviction my quote would go straight to 1450 due to a 45% loading for that conviction.
Mind you most companies just say goodbye! but thats my own fault and something i have to deal with and i am happy to deal with that punishment.

As i say just a thought

davefrith


Dangglebbits


davefrith

oh dear

There are ways to get a cheaper quote, its a case of ringing round lots though :)

Dave

J4P RX

I guess they should just be pleased your insuring it now :p

If you have been driving uninsured though, then you probably have saved the 400 extra they want pretty quick.

Lee

Dangglebbits

my point is tho i have see boards where ppl have complained about insurance quotes then it turns out they have a conviction list as long as your arm..... see what i am getting at.  I\'m not after insurnace for a rex yet but i will be when my conviction comes off later this year...

davefrith

How long do convictions stay on for ?

Dangglebbits

it varies, i know Drink driving stays on for 10 or 11 years!!! IN10 is three years

i\'m sure the info is on the DVLA site

davefrith


Gibby

I\'m having trouble getting a sensible quote from anyone or an RX (3rd gen) or a Skyline (my other option)

33, clean licence held for over 10 years, MK postcode, 5 yrs NCD(company car) 3 non-fault fully recovered accindents in past 5 years.

All quotes so far are £1000-£1500 with £500-£600 excess on a completely stock vehicle....

davefrith

Gibby

Check all the insurance threads out, you must be able to get cheaper, I pay about that and I am 23 on a modded rex

Dave

Gibby

I\'ve tried quite a few already, all pretty much the same, I don\'t think they like me driving a 1.8 mondeo at the moment

davefrith

tesco, elephant, sureterm, footmanjames, adrian flux

if they can\'t give you a cheaper quote than that I\'ll be very suprised, you have 7 years on me and I have a conviction

Dave

scooby_si

there\'s loads of factors as well isn\'t it & the black magic that is insurance quotes http://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/81.gif\' border=0>
Si
PS nothing wrong with driving a 1.8 mondeo (whistles innocentlyhttp://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/7/7_5_119.gif\' border=0>)

scooby_si

as in i was, & still am when i must, driving the 1.8 just before the 7 ETA\'d & as long as you have sum previous performance car experiance that shouldn\'t affect yer ability to get classic policy surely?
But er clearly the points dont help & it\'s unusual not to of seen the holier than thou attitude that usually comes out when such subjects are mentionned i\'m sure we would all be far less sympathetic if we got clobbered by a non insured driver & since such claims wood be paid for out of a pot all policies contribute i guess there is some justice in that yer now paying a big chunk into it ;)
Si (holier than thou mode http://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/8/8_2_84.gif\' border=0> off. lol)