Just can\'t Find Insurance at my age !

Started by shaunwil, January 23, 2004, 01:22:12 PM

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shaunwil

Right, I\'ve finally given up trying to get insurance for a FD Rx 7. I\'ve been told if i want one on classic car insurance for 5k miles a year i am too young. I\'ve tried all the main comapanies that have been mentioned in the club and i just get the same responce.
All I get told is that they will not insure the rx7 to anyone under 30.

I\'m 25, with 4 years NCB. I drive a group 18, 200bhp car already (for less than £1k FC on normal policy, owned it for 14 months) with no points, one non fault minor bump in 2001 and I\'m still too young.

I could go with Tesco for 1300 per year on a standard policy, but i travel too many miles to just own the rx7.

I think they are Daft, I\'ve spent 2 months ringing round getting the same brick wall. If i was such a big risk wouldn\'t i have points on my license and crashs as long as my arm.

Just to put it in perspective, i can insure a VX220 for 750 quid no questions.

So have they all lost their sanity and are they cowering behind the settee afraid of insuring somebody on the rx7 or anything faster than a roller skate ??????????
1994 White FD with A-spec GT3574R - 358bhp at the hubs at 0.9bar :3gears-lh
2003 Mondeo 2lt 130ps Diesel Estate Daily :driving

J4P RX

Well why not insure it with Tescos then and get a cheaper 2nd car to insure?

Lee

davefrith

25 ? and you are having problems, with 4 years NCB ? :)

Don\'t know why you are having problems really, in perspective I am 23, 4 yrs no claims, and I\'ve been banned
and I am with tesco for £1400.00

was previously with elephant for similar amount
must be your post code or something.........

Dave

sophie23_98

i have had a quote off c i s insurance a few weeks ago and i think it came out at 900 or so maybe try them as i have a preston postcode aswell you never know fingers crossed for you shaun

chrisBoid

Try Houghton Insurance : 01582 867763
I\'m 25, 5 years no claims.
Drove a Clio 1.4 for 5 years.
Have declared _everything_ modified on the car, mostly cosmetic.
Alarm/imobilliser/tracker and garaged.
Limited to 6000 miles per year.

£1200.  (Tesco quoted me £5000+ :eek: )

shaunwil

cheers, i\'ll try them compainies.

The main problem with the second car, which i almost did with my fto gpx was i was gettin silly quotes for the second car. If i went with tesco i wasn\'t able to use me ncb on other car making it alot, around 500 quid for a small car !

I\'m currently with Adrian Flux and they gave me a quote of 3500 for an FD. I tried Chris Knott and they just said their policies had changed to over 30\'s. I rang AON and they said the same.I then rang round a few more and just kept getting told i wasn\'t old enough, before i even gave them my details

I will see what i can get sorted ! maybe i\'ll be able to get it sorted, or i\'ll go silly with my fto till i\'m 30 ! maybe they won\'t mind a vr4 twin turbo 2.5 v6 in an fto, lol
1994 White FD with A-spec GT3574R - 358bhp at the hubs at 0.9bar :3gears-lh
2003 Mondeo 2lt 130ps Diesel Estate Daily :driving

scooby_si

have you tried AON etc as the joy of the classic car insurance is it dont use yer NCB so that\'s still free for the 2nd car..:D
Si

shaunwil

AON where really blunt with me, it went :

"hi do you do classic insurance for a RX7 gen3"
"we do"
"im 25 is that ok?"
"er no we dont till your 30, bye"
1994 White FD with A-spec GT3574R - 358bhp at the hubs at 0.9bar :3gears-lh
2003 Mondeo 2lt 130ps Diesel Estate Daily :driving

shaunwil

just rung houghton, gave them all my details and they are going to get back to me on monday, we\'ll see what happens !
1994 White FD with A-spec GT3574R - 358bhp at the hubs at 0.9bar :3gears-lh
2003 Mondeo 2lt 130ps Diesel Estate Daily :driving

scooby_si

Shaun that\'s bollox make sure you speak to Adam Siviter @ AON i think it is who deals specifically with the RX7 deal & as long as yer 25 or older have a second car garage & dont mind limited milage policy then you should be in for a decent quote from my experiance all as i recall anyhow & i just taken mine out & i am but 26 http://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/15/15_5_10.gif\' border=0> lol
Si

shaunwil

I asked for him, but he was on his lunch at the time. So I asked the basic question to the guy that answered the call, and he told me the 30 year old rule !
I\'ll Ring them again on monday and if the do give me a quote i\'ll ask why i was fobbed off by a member of their staff.
1994 White FD with A-spec GT3574R - 358bhp at the hubs at 0.9bar :3gears-lh
2003 Mondeo 2lt 130ps Diesel Estate Daily :driving

scooby_si

yeah cant hurt but worst case i\'d leave yer no for him to call you back he usually does quite efficiently as i recall...:D
Si

shaunwil

At last some good news ! I\'ve rung Houghton and they have given me an amazing quote for a FD.

Almost fell off my chair at work ! They said that with all the usual stuff with the classic insurance limited to 5k a year will cost me £585. :eek:

I think i\'ll seriously look for an FD now, try and swap my fto for as little as possible and get a diesel for work !

Cheers, Now on to the next step, finding a good rx7 !
1994 White FD with A-spec GT3574R - 358bhp at the hubs at 0.9bar :3gears-lh
2003 Mondeo 2lt 130ps Diesel Estate Daily :driving

ScuttleRX

Does anyone know if Houghton insure under 25\'s?
Looking for a more \'mod friendly\' insurer so i can get myself into more debt:D

clive

Try Chris Knott insurance

01580 752961 if your a member quote your number and it should help.

Hope this helps
All the best Clive