I\'m 27 and got 2 years NCD...help!

[BUG4LIFE]

I\'ve read through some of the posts here, but thought I\'d post my own situation and see if you guys can help?
 
I just called A-Plan [as I got my insurance for my current Mk2 Golf 16v GTi with them] to get a quote for an 2001 RX7 - I\'m 27 [28 in June!] and got 2 years NCD [I had a little accident last July, knocked over a parked motorbike at like 2mph, and had to make a claim - would of had near 7 years NCD otherwise ] - and the quote was £1079, with a £500 excess!!!!
 
Anyone here in a similar position/age as me and got a better quote elsewhere?!?!?
 
Cheers

[mjwebb48]

hi mate,
Just made pretty much the same phone call today, I`m 27 2yrs no claims but rx will be second car, got equally high quote!!
Rang Aon, and was quoted £522 fully comp with limited milage, all mods declared t88 -33d etc.
Very pleased.Speak to adam very helpful and understanding.
HTH
Mat

[RAW]

i am 27 and with A-plan for a second year. did you speak to the thatcham branch? they specialise in imports.
 
last year i paid £850 with 2 yrs ncb and £500 excess, this year i think it\'s £600. that\'s fully comp and at the time was my only car, with unlimited miles.

[BUG4LIFE]

I did speak to the Thatcham branch yeah. I can\'t believe is cos of the smallest of small accidents I had; the claim came to like £600, all for the bike as I wasn\'t moving at any speed to damage my car. I might just have to give them a call back and tell them of these better quotes other people are getting?
 
The girl said if I had the 7 year NCD I would of had the quote would of been £600ish!!!
 
Do you think it could be cos the car I\'m looking at is £14k+ worth of 2001 RX7?
 
I shall try Aon now Mat [the Rex will be may second car to].

[mjwebb48]

I had a very minor knock in my dc5 again hit somone in car park this december, less than a grand damage, almost same story mate, not sure how you will get on with aon as its alot newer than mine and that was one of the things they asked??
best of luck

[BUG4LIFE]

Aon - £1288!!! I guess you got a locked garage to keep your RX7 in mate? The girl I talked to said I couldn\'t have a limited mile policy without the garage [my private driveway just aint good enough].
 
Back to the drawing board!

[mjwebb48]

yeah do mate.

[sadgoth]

I had a similar one with my daily driver (Puma) I had 7 years NCB then last year I scraped the bumper of a parked car (£250 damage!) - last year I was paying £325 for the car fully comp, parked on road, this year £530! grrrr

My FC has to be garaged to be insured as a classic with the mods it has the difference in MASSIVE, I have rented a garage for £500 a year and the best quote I\'ve had on a classic policy is £520 on the FC. If I had it parked on the road where the Puma lives I\'d be looking at in excess of £1900 and I\'m 33 years old!

[the jackel]

give admiral a try. They have been really competitive for me. I am the same age as you on a limited milage policy with the car on a driveway. Admittedly I have a good amount of no claims but my car is valued at £10000.
 
Premium - £350 protected NCB
Not too sure of the excess off hand but it is not £500

[BUG4LIFE]

Admiral said I can do their 10 month policy and the cost would be £691 - not bad. A normal 12 month policy would be £794 [£450 excess], but why would I do that when the guy said if I left them after the 10 months, it would be classed as a full year to all other insurers?

[RAW]

i did the bonus accelerator thing with elephant for a while with my old car. worked well. i also have 3 points although my car is kept in a garage so i guess that helps.

[strickerz]

Admiral say it will be worth a year with other insurers and maybe that is so but not with any that I spoke to ;-). I am insured with Lifesure for my FD and pay £700 Fully Comp. I have 6years NCB and am 31 but... The cars in a london postcode and parked on road so not bad. Give em a try!
Maybe try Adrian Flux, otherwise get a cheap runaround and try a classic policy maybe... I believe you can do that although it will be limited milage. I\'m sure someone will be able to guide you! anyhow good luck with the search and when you get a decent quote let us know who from so we can all go there!

[BUG4LIFE]

Ok, I\'ll give Lifesure a go. I would get a cheap runaround anyway, but could I insure a 2001 RX7 on a classic car policy? Admiral also do a dual car policy [and you can save 35%], which could save money on the 2 cars I\'d have to insure?
 
I\'ll let you know how I get on!

[BUG4LIFE]

Adrian Flux - £2000+ [cos I have no experience with an RX]!!!!
Lifesure - cant insure me cos I\'m not over 30
 
Gonna try Elephant next.

[Jono FD3]

Have you deffinatly got an 01 FD??? if not, it migt be worth looking at an older car that has had work done to it..... something like a 95 as this will drop the insurance price loads!!!
I\'m the same age as you and 1 year NCB and A-Plan quoted me 560 IIRC on a 92 FD!!!
Jono