Cheap Young Driver Insurance

[dave_fc3s]

Hi all,

New to the fourm, looks like a great source of info on RX7\'s even if it does have more about the FD than FC :o.

Anyway i\'m looking at buying a 2nd Gen RX7 Turbo-II for about £1500, but the biggest problem is insurance.  I\'ve read good things about Carole Nash on here so might have to give them a ring.  Ok heres the bad.. 19 y/o, 0 yrs NCB.  Thats where their gonna tell me to sod off .  Cheapest i\'ve had is ~£1600 TPFT from an online broker.  I have been driving for 2 years now on a parents car, and I have the Pass+ (which is meant to make insurance cheaper.. honest).  It would be reasonably low mileage and in a low insurance area, & I would plan keeping it pretty stock for a year or two (Except maybe new ECU, Suspension, LSD)  Anyone got any idea\'s or am I just dreaming considering it?

Any help would be most appreciated,

Cheers,
Dave

[Fishy]

Dave welcome on-board. I think the best thing to do is have a good look around the insurance folder, there are plenty of good companies recommended.

I would keep it stock for a couple of years to get some NCB under your belt  then start modding, as that is when they will start putting the prices up.

Dan

[J4P RX]

Id try getting a classic policy on limited miles.  Only trouble is thats not going to get you any No Claims bonus.  

Mods - what are they, I just thought it came like this

Lee

[dave_fc3s]

Thanks a lot for your help guys.  Yea I plan to keep it standard (hp wise) until I get near to my placement year at Uni (Mid 2005), i\'m sure the fact that I even posess such a beauty of a car is going to make my mates jealous!

I didn\'t know that you get No NCB on a classic insurance.  Depends how much saving there is I guess.  Cheers again, will let you know if I buy,

Dave

[drifter-x]

hi mate

do u have the phone number for the cheapest qoute you\'ve got
im 19 too still looking for a decent insurance.

cheers
andy

[dave_fc3s]

Hi Andy,

Funnily enough the cheapest non-classic quote I found was an online quote at 1stquote.co.uk.  Havent tried very many places just yet but will let you know.  The quote was 2249.81 TPFT.  But I called them and they said they would give me ~40% discount for driving a car already for a year and for my Pass+.

An FC is definetely cheaper to insure than an FD though.

[drifter-x]

hi

thanks for the details i\'ve just made a qoute on9 but it doesnt work out so i have to call them.

cheers
andy

[Loxam]

Its cheaper to insure an FC due to the way the engine is registeded I believe - some brokers have it listed as a 1.3 Turbo.  

Had a quote of £1600 (19yrs, Named driver with his NCB )