hello all from camberley

Started by carlbrainiac, April 22, 2011, 11:05:33 AM

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Lacey

Also when picking a car weigh up all your options like insurance, the difference between FC and FD for insurance (if your me, 23yo) is about £450 a year (£720 anually for the FC, over £1100 anually for the FD)
SuperCripple!â,,¢ & Co-Owner of JapGirls.
Happy owner of a constant work-in-progress, Red-Interior[COL

carlbrainiac

See. Once again someone younger than me getting cheaper insurance than me. lol. Everyone I talk to my age or even sometimes younger always seem to pay less insurance than I do. I just dont understand what insurance companies have against me. Im 26 with 8 nearly 9 years protected NCB. Ok I have 3 points for going through a red light. But who doesnt have 3 points at least. I also always set my excess quite high. I use all the comparison websites. Then I have called round to make them compete to get me the best price but still I find it hard to get it below a grand whatever car I have. My 04 plate Subaru Impreza WRX wagon (unmodified, doesnt even have PPP pack) I have now is costing me £1421.90 a year :-( Thats with Elephant.co.uk
 
I also tried Adrian flux because everyone said they are good for performance cars and they quoted me 5 GRAND! I said to them no I dont want to buy shares in your insurance company. I simply want to insure my car. lol.
 
I also just very briefly put into confused.com a couple of number plates I saw on some RX7\'s Problem is confused.com only lets you put in upto 6 mods so would have to call for an accurate quote. But for one it came up as £1200 and something. So less than my Subaru. For another it came up as Over £3600 ?? I guess maybe one was single turbo and one was twin turbo. But yeh if I was to buy an RX7 it would have to be 3rd gen FD. No offence to your choice of car. But I have just always loved the look of the FD. And would idealy like some mods as a standard car looks a tad plain once you have seen all the heavily modded ones lol.

Jit

Confused.com and other such sites are a waste of time with FDs. Try skyinsurance or peter best

Lacey

I thought my insurance was quite high, M1tch on here is the same age as me and has the same or slightly less I think no claims than me and gets his FC Turbo insured about £250 cheaper than my N/A!!!!
SuperCripple!â,,¢ & Co-Owner of JapGirls.
Happy owner of a constant work-in-progress, Red-Interior[COL

carlbrainiac

Also how much is it to tax a FD? Thats the other shock I had with my Subaru this year. Last year it was £215 which was enough. This year £245 !! Bloody rediculous. Oh also how do FD\'s cope with speed bumps? Coz we are plagued with em round here.
Oh and whats with the whole 1.3 engine size or 2.6 ??
 
To be honest if I was to get a FD I would rather it not have any engine or suspension mods. Maybe a slightly fruitier exhaust. It\'ll be plenty fast enough for me as standard. I just want it to look nice really. With a subtle body kit and spoiler. And some nice matching wheels. I dont understand half the stuff under the bonnet anyways and Im not the type to rag my cars anyways. Might squeeze the throttle now and then. But I just like to cruise. Plus if I did get one it would be my first rear wheel drive car so wouldnt wanna end up backwards through a wall somewhere. lol. I am not ashamed to admit Im not the best driver in the world. I know people say if the back end isnt out you aren\'t pushing it hard enough, But it scares the .... out of me lol. Especially because if you bin it not only are you and others at risk but then thats a lot of money down the pan and in my case I would probably never get insured again lol.

Lacey

This is a tax regulation.

Any non-imported RX-7 because of (not sure what but I think it\'s to do with) the categorization of power to weight or something like that and how much standard HP is in the 13b compared to other cars of it\'s kind and emissions and what not (I\'m probably talking crap here but others know better) the DVLA classify it as a 2.6 on the log book to charge it at the higher rate of emissions, since otherwise it would be the other side of the pre-2002 law of over / under 1.5 litre.

All 13b\'s are 1.3l, or to be exact, 660cc per rotor. A pre milenium FD will be the same tax as my Honda Civic daily drive, which is about £220 a year last time I checked since it\'s over 1.5 litre (1.6 litre, dammit! lol)
SuperCripple!â,,¢ & Co-Owner of JapGirls.
Happy owner of a constant work-in-progress, Red-Interior[COL

carlbrainiac

Fair enough.
 
Well I shall pop along to the Brooklands show and have a look round. If nothing else it\'ll be a nice day out. Then decide if I should actually own my dream car. Or just leave it as my dream car.
 
Thing is although my Subaru is bloody exspensive to run it fits all my criteria perfectly. Its quick enough (though the turbo lag does annoy me as I was used to my Honda Civic Type R that I had before with instant acceleration) Its also a good comfortable safe daily driver. And its a very practical estate car without going old man style as Im still a young guy lol. But its great I can easily chuck the bike in the back and my fishing gear and my model air craft as well. And also its all wheel drive so when it snows I can continue as normal. Where as if I had a rear wheel drive RX7 it would probably just sit there spinning its wheels lol.
 
I just dont know what to do. Have been pondering about it for some time now. I will probably just keep the Subaru and just hope my insurance comes down over the next couple of years. As Im still living at home with my parents as well lol. But I have been doing really well lately saving all my money. Where as if I get an RX7 yes I\'ll have my dream car. But it will be completely impractical and I\'ll probably still be living at home when Im 40 lol.

Prof

Quote from: carlbrainiac;757483Awesome. And yeh the other thing I have been thinking about is UK spec and Jap spec coz my insurance is bad enough as it is. If I even breath the word Import it\'ll just give em another excuse to drain my funds. Was thinking though maybe I could get one under classic car insurance? lol Maybe that\'ll make it cheaper. Although really I would like as late a model as possible really as I have got used to newer cars with all the mod cons. What was the last production year for the RX7 FD?

Not too sure - but there are some 1999 cars in the country now - they stopped making it quite a lot earlier for us in the UK - too noisey etc..
 
Most of the differences you see in FD\'s is down to body kits that are applied afterwards, but there are some 20 odd variants of the basic FD, with things like suspension tweaks, lighter weight, twin oil coolers on some models, etc.  I think there is a thread on here somewhere about all the different variants.
"Plus this engine is probably one of the most volumetric engines going! It passes more air than a herd of cows eating vindaloo\'s" - courtesy of AtomicRex


Prof

Quote from: Lacey;757496This is a tax regulation.
 
Any non-imported RX-7 because of (not sure what but I think it\'s to do with) the categorization of power to weight or something like that and how much standard HP is in the 13b compared to other cars of it\'s kind and emissions and what not (I\'m probably talking crap here but others know better) the DVLA classify it as a 2.6 on the log book to charge it at the higher rate of emissions, since otherwise it would be the other side of the pre-2002 law of over / under 1.5 litre.
 
All 13b\'s are 1.3l, or to be exact, 660cc per rotor. A pre milenium FD will be the same tax as my Honda Civic daily drive, which is about £220 a year last time I checked since it\'s over 1.5 litre (1.6 litre, dammit! lol)

 
For FD\'s - all UK Cars are classed as 2.6L for tax - nothing to do with emissions - all FD\'s are on the old pre 2003 system :)
 
FC\'s are classed as 2450cc for some reason - but engine size is the same.
 
Some canny people have managed to get their import FD\'s registered as 1.3L - and hence enjoy a cheaper tax :):)
 
The engine is actually 2 rotors of 654cc displacement - but you get 2 power strokes in a revolution compared to the one in an equivalent 4 pot, so the engine makes much more power than a 1.3L 4 cylinder would.
 
There\'s a few FD guys locally - but not sure how many have their cars on the road at the moment - there will be plenty of local FD owners at Brooklands - plus a good spectrum of FD\'s from nearly stock to madly modified.   Plenty to give you an idea :)
"Plus this engine is probably one of the most volumetric engines going! It passes more air than a herd of cows eating vindaloo\'s" - courtesy of AtomicRex


carlbrainiac

Nice. Looking forward to it. Plus never been to Brooklands before. And just noticed it isnt actually that far :-) I see the times on the brooklands website are 10am till 5pm. Is that the times all you guys will be there or..?

Nik da Greek

You don\'t want a UK car even if you can find one. There were only 124 ever sold, they have pointless stupid engine-damaging pre-cats in the downpipe that strangle performance, loads of extra emissions nonsense to go wrong, they have a more strict emissions MOT test to comply with because they were an official reported model, and most have long since rotted back to the soil by now. If you can find a good one that isn\'t rotten chances are the owner will know what it is and ask silly money.

\'99 model FDs are a lot better in quality, and slightly more powerful but also go for stupid money, very few in the UK even fewer for sale. As Jit said, Sky or Peter Best are very good at finding insurance options for people in your situation, it\'s what they specialise in. An import is definitely your best option, even with the slightly higher premium

Jit

If you want an idea of what a good standard ish fd should drive like, you\'re more than welcome to a pax ride in mine. It\'s a bit out of your way (NW London) but should help u avoid buying a dog

Lacey

Quote from: carlbrainiac;75750910am till 5pm. Is that the times all you guys will be there or..?

It is indeed! :)
SuperCripple!â,,¢ & Co-Owner of JapGirls.
Happy owner of a constant work-in-progress, Red-Interior[COL

carlbrainiac

Cool. Thanks for all the help and advice guys. And see ya at the show although I doubt we will recognise eachother until we talk and realise we have been chatting on here lol.
 
Btw if I do decide to keep my Subaru do the sky and peter insurance companies also cover Subaru\'s? I assume they would do. Would be interesting to see what quote I get with them. I think what I will do when I renew though is just put my excess at something stupid like a grand or something daft to try to bring down my premium. On my policy at the moment I have £100 compulsory excess and £250 voluntary excess so total of £350

Lacey

Sky cover most of not all modified and/or sports cars, Sky are mainly for people like us who have modifications, regardless of the make or model
SuperCripple!â,,¢ & Co-Owner of JapGirls.
Happy owner of a constant work-in-progress, Red-Interior[COL