Brilliant Insurance Quotes

[chrisBoid]

I\'m with Footman James through Houghtons.  I have declared all my mods (98% styling), they don\'t seem to mind unless the mods improve performance

[CraigC]

These guys are the best quote so far for me - only minimum requirement is Thatcham 2...  + £250 Excess

They\'ve quoted me under £700.00 in SM2 postcode  for social/domestic + commuting (I\'m 28 with 5yrs NCB) I did stress that it was an import + completely unmodified...

Richard that I spoke to said he\'s been bombarded with quote requests - sounded very please for the business - told him his details are on the forum - was very chuffed!

will wait to get a hard copy to read the small print though...

Looks like I\'ll be going through them...

Thanks for the info

:cool

[gavin]

thanks to the person who let us know about houghtons
i just got insured by them was qouted £2556 with old company then £650, had put the car off the road untill £251 comp £100 exess and i dont need my ncb for that, 93 type r:rollin

[CraigC]

Thanks for the recommendation to Houghtons...

I\'v managed to get mine down to £612 per year (28 yrs old, 5 yrs NCB SM2 postcode - fully comp social/domestic + commute - under 5K per year)

Only requirement is Cat 2 imob - amazing - cheapest I had previous to this was my old company (Bell Direct) at £825

Looks like I\'ll be going with Houghtons - only thing is they say you hav eto pay by cheque by full yearly amount - but is definately worth it!

The guy there is Richard - very nice guy, v helpful - he\'s getting lts of calls from everyone here - he says RX7\'s have all become very popular in the last week or so!

Craig

[davefrith]

So am I right in thinking that to get a wonderful quote from Houghtons you need to be 24/25, and have a car 94 or older ?

[davehg]

i managed to get a quote in the end on my 94fd, you can pay by installments but they charge 10%. i was quoted for 12,000 miles 4yrs nc modified with proteceted nc 927 with 450 excess or 843 not protected.

just got to see if its worth cancelling and loosing 3months nc with tesco and paying my 180 cancellation fee but i wouldnt have to spend 600 to get a tracker fitted as i only need a cat 2 for houghtons insurance so thats got to be a big saving really.

[davefrith]

Will give them a shout but I don\'t think its much good for me, 24 with a 95

[Wav]

Originally posted by davefrith
Will give them a shout but I don\'t think its much good for me, 24 with a 95

Depends what you\'re paying right now Dave, I\'m 24 and my RX isn\'t yet 10years old and got covered with them last May.

Regards,

Paul:)

[davefrith]

looking at it, my policy with Tesco does not expire until January
so I wouldn\'t cancel it now anyway because I want another years no claims
Paid about £1650 I think in Jan which was the cheapest I could get

Perhaps in Jan I will manage it on a cheap classic policy etc as it will be 2005

[CraigC]

Wow...

Just got my quote through from Houghtons and it\'s even lower than I expected - £522.80 (28yrs old - 5yrs NCB - SM2 postcode - under 5K per year, S/D + Commuting with Cat 1 Thatcham - no mods - standard car)

Underwriters are Chaucer Insurance...

It\'s a done deal....

Thanks for the recommendation...

:rollin

[iiyama]

To go off at a tangent here slightly. Who were the peeps that were insuring the FD as a second car and insuring the run about as a first car with the same company?

Am with A-plan at the moment, but as Im 40 at the end of the month, I think that the £970 that they want, (which is less then £30 down on last year!), is a little on the steep side.

It has to be said though that my car is far from standard.

All suggestions and insurer\'s welcomed!

Ian

[johnf]

Hi Ian

Interesting, my other car is with A-Plan but they said they couldn\'t insure imports. Is yours a UK 3rd Gen?

John

[iiyama]

NO mate. Mines an import. First UK owner!

Ian

[Gibby]

I thought I\'d test Houghtons out:

33 yrs old, clean licence with 5 yrs comp car NCB, fully comp cover for everyday use as my only car, unlimited miles including the wife on a stock 94 gen 3 worth about £7.5K. Stored on a driveway at night with a cat 2 immobiliser

£527 with £350 excess

[Tiddy]

Hi Guys

Glad we are able to help some of you out!

I see there are a number of issues being raised here.

To try to clarify:

We have two schemes with Chaucer Insurance.

Scheme A is for second cars, ie where you own and have full use of an everyday car and the policy is issued on a restricted mileage basis. It does not require no claims bonus.

Scheme B is where you car is your everyday vehicle. Discounts are available for resricting the mileage but umlimited mileage is available. The policy does use no claims bonus.

Generally speaking, the insurers are looking for over 25\'s but we are sometimes able to twist an arm here or there.

We have a close relationship with the underwriters and they will look at individual cases on their merits and will cover imports and mods, depending on what they are, taking in to account age and experience.
There are many factors which influence their decisions, those mentioned above and obviously postcode, garaging, security, BHP etc so sometimes we get a "yes" for one client and a "no" for another for seemingly similar risks. As we are actually talking to an underwriter, who is a person and not a computer, they will take a view on the information as a whole. Unfortunately we won\'t be able to help all of you but should cater for the majority.

Hope this makes things a little clearer. We like to think we have a bit more enthusiasm and experience of your vehicles than some.
We have schemes for MR2s, 300ZXs and others so talk to enthusiasts all of the time.

Keep the enquiries coming.

Regards,

Colin Tidd
Director
Houghton Insurance