Insurance For 18 Year Old?

[fc3sPAT]

good luck with finding a cheap quote mate,

i think best bet is to get a FWD for a first car, an preferably under 1.6litres, otherwise insurance will be too high, ok fair enough u have £3000-4000 for insurance, but in the right mind of thinking, dont you think thats just plain stupid? (sorry if i sounded harsh there),

ever considered a 2nd gen?? i drive a 2nd gen turbo, with around 250bhp, 22 years old 2 years NCB and paying just shy of £900, i consider that to be not bad seeing as i have got 3 points for speeding on motorway before on my record still, (JOIN THE FC CREW :p )

but at the end of the day, whatever floats ya boat mate, as i must say the 3rd gen is not an easy beast to tame for a first timer,

good luck matey

Patrick

[Schtoo]

All these guys are right here. Grab something cheap, simple and slow as a first car, please!

First cars should e willing to be bent (as they WILL ALWAYS BE!!) and not have you cry over them.

Mate of mine just got a car for his wife, her very first car. It\'s a cheap Honda Civic that\'s reliable, safe and above all previously dinged! She will bend it further, and she knows this so she\'s not upset she is driving an old hack.

So their next cars will likely be an MPV or similar, and trade in the RX8 on the 2005 model.

funnily enough, she said time to trade the 8 in, I said time to fit a turbo. I think I might have planted a seed there somehow...

Anyway, get a hack, get some seat time, a little helmet time in there too (even in a shed is still helmet time!) and take it from there. By the time you have finally killed your share of sheds, you will be ready enough for something wth a little meat and have the insurance rating to be willing to actually drive the thing!

Actually, if you can swing the cash, grab a series 1 RX7 and take that to the track.

Been there, bent that. Always wear a seat belt!

[sadgoth]

I agree with what has been said above. An FD is a bit of a serious car as a first car, also if you start with an FD at 18, what do you have to aspire to? Still, if you can afford it and don\'t mind £8k a year.....

Other options that are quick-ish fun to drive (which is key):

1 MX5 (still not massively cheap to insure but better and a good intro into the world of RWD)

2 Honda CRX VTi (the wedge shaped one)

3 MR2 mk1 or early mk 2

4 200SX S13 (stil pricey on insurance but insure it 3rd party as it is £2k worth of car)

5 Gen 1 RX7 (all the fun of ratary driving for a lot less ££ and cheaper to insure + you\'ll be buying a classic which should increase in value for when you want to trade up)

there\'s my 2ps worth http://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/7/7_15_6v.gif\' border=0>

[MikeLMR]

Adrian Flux does insure under 25\'s ... just not a 3rd gen rx7 ! I\'ve been with them for 3 years now with the 1st gen and I\'m 23.

my suggestion for a 1st car ... buy somthing cheap and get some NCB and have fun driving a car that isn\'t a big deal if it all goes wrong.  I\'ve never spent more than £2K on buying a car and I\'ve had loads of fun.

[Brett]

Adrian Flux has quoted me for the R2 FD3S I\'m looking at, I\'m 23 with 5+ years no claims, been driving 6 years.  The fact that I\'ve been with them for 3 years might be helping me out though!

 To be honest, I think you\'d be better off holding on until your 21, save the cash and then you could buy a beast with the money AND insure it for under £1500 fully comp!

[Silent_Assassin]

thanks every1 for some great feedback

ok i wont buy a rx7 as a first car as all myfriends are telling me its stupid

so how about a ford fiesta rs turbo 1.6

i love that car and it is dead quick (0-60 in 7.0) which is good
and i also love the looks of the car

please reply telling me if i made a good choice or not and wheter insurance is ok or not

thanks

[Big Stu]

Try this Link for Car insurance Groups.

http://www.parkers.co.uk/choosing/insurance/index.aspx


See what quotes you can get.

Cheers Stu.

[GaryS]

Don\'t want to sound like an old fart or anything, but word of warning.

If this is your first car, then if you get a high performance one (60 sub 9 seconds), then you are most liekly going to have a big crash unless you\'ve already been driving a car with that sort of performance.

I don\'t mean to be nasty, just not wanting to see some one meet reality the hard way and have their dreams destroyed.

[Rx-7 turbz]

Get ur self a uno turbo. there 1.3 or 1.4 cheap insurance for u and tax. There not slow either give any boy racer a whooping plus there rare. Down side to the is that there a rust box

[Silent_Assassin]

wot about a toyota starlet turbo (1.3 litre) and they r quite cheap to insure?

[Rx-7 turbz]

yeah, ur only 18 so what ever is going to sting u for insurance. The uno turbo is group 11 so not all that bad to insure. Ive had 3 of these now and are alot of fun. If u wanna check some out go to //www.turbocollective.co.uk

[Christopher]

My mate has one of those, I havn\'t seen it yet but my brother has and says its nice. Their website is //www.isitaboat.co.uk but its down at the mo. Its got all are cars on that website and some funny stuff about chavs and corsa etc... Its just a bit of fun

[Silent_Assassin]

the uno turbo is not the best looking car but it is speedy

but i like the starlet turbo which is both fast and looks ok
its a good pocket rocket.

or how would a fiat punto HGT be(0-60 in 8.5) good insurance group aswell

[Christopher]

If your looking at the HGT you might aswel get a Saxo VTS because there quicker, handle better and look nicer imho

AND

Mines for sale :wave

[Rx-7 turbz]

18
dont be like all the other boy racers n get novas corsa saxo etc to many about and the daft body kits dont give it no extra bhp get a 1.3 0r 1.4 turbo plus u get to have a dump valve