Insureance for a 17y.o on moms name

[m4drx]

Get an MX5 and spend the money on it.  This way you will learn to drive RWD and have lots of fun too.  I got taken round the Nurburgring in a 130bhp 1.8 old skool MX5 and we did it in about 9secs or less, faster than I could in my RX.  The MX5 is one of the best handling cars you can buy, you won\'t need lots of power because you won\'t need to slow down.

It\'s a 2 seater, looks cool, is pretty fast and the birds/ladies with love it, roof down in the sun (damn, I might buy one myself!)

Wait for the RX, it will be worth it.  I had minor crashes in the first few cars I owned, you don\'t want to do that in an RX.  Then there is £200-300 a month on petrol alone, a £100 oil change every 2000-3000 miles with a £500 service every year.  The only cheap part of owning an RX is the road tax.

You may not want to hear it but this is all good advice from people who know!

wot he said

mx5 is a very good car.

:Thumbs-up

[noyzboy]

If I had a car with the performance of a RX-7 when I was 17, I wouldn\'t be writing this now. I\'d be a bloody dent in the landscape

Martin H

[DC-TYPER]

same here, i put my first car in a lake
 
i miss my citeon zx

[dreamers]

It\'s wierd.

When I was 17 I always wanted a supra (gob smacked first time I  saw it - sorry guys like it was awe-astounding when it came out - I had never seen a rx7 till quite late as they were even more rare). I was quoted 11k a year to drive it!!!

YES 11k!!

Anyhow, rather than feel disappointed by all these opinions on here, I would save and save and save. DONT get disappointed by not getting one YET. Buy something rear wheel drive (cheap) but dont waste valuable money tuning up a saxo/106 (which I ALMOST DID), or that much on insurance. Check your insurance in a years time. It drops ALOT per year - get pass plus and do stuff to get it down and your experience up. Research what you want to do to your rx7 cosmetically throughout the year - trust me this can easily be done. It gives you something to look forward to.

I am more than happy I didnt rush into it. Some uni friends still drive saxos, I drive a VERY loud bodykitted rx7.

By the way, I have a close friend who was one of the early uk owners of supras who was lucky enough to afford the 4k insurance to drive one at 20 yrs old. He had come from 2 years 1 ltr saxo ownership and didnt crash either car for the 2-3 years he owned them so it can be done (mind you supra is more forgiving).

[Joeh]

Go for it man! 100% With you. Live the dream if you can afford it! ...but don\'t mess around with the car otherwise you WILL crash. No doubt.

Have fun

[DC-TYPER]

Go for it man! 100% With you. Live the dream if you can afford it! ...but don\'t mess around with the car otherwise you WILL crash. No doubt.
 
Have fun

restrict it first
 
 
1 rotor no turbos   lol

[Bramble]

I think most people on here have missed a serious point, you described your mother as \'mom\' unless you are an American this is totally unacceptable behaviour, please dont do it again.

[trotter]

whilst i dont have my rex yet (im looking for the right one!) don\'t go out and buy one now. For all of the reasons mentioned above. As others said, i\'m not dissing your skills as a driver but a rex is a proper seriously quick car that can even catch out experienced drivers in the blink of an eye..check out many of the threads on this forum that start with..."just stacked the rex" etc...

as for insurance, i got my car when i was 18, after passing my test a year earlier. 1.3 16v Mk 4 Fiesta - fully comp insurance = £1700!! (admittedly i had just stacked my dads brand new car 3 wks earlier!) with just 1 years NCB that droppped to £870. My advice, get yourself something easy to drive and live with \'til you get used to driving then work your way up. It\'ll be more beneficial in the long run!

...Alternatively, if u\'ve just won the lottery go for it! (can u buy me one too please?! )

[trotter]

double post...d\'oh!

[2Dangerous]

same here, i put my first car in a lake
 
i miss my citeon zx

We all have done plenty of silly things in past I would agree with you, which lake did you manage to put it in as im from Shoreham, so just interested to know if it was local.


Anyway back on subject A RX for many young men/women a dream car as its high performance and amazing looks attracts so many people however as many users have said they tend to catch even the greatest drivers out because the rear wheal drive twin turbo car is can just have a random spazam leaving the owner of the car upset even with the smallest prang. I don\'t yet have mine however I am looking to buy one I have 5 years NCB and have been after a rx also for a long time. I advise you to look into the general cost of running it with a rebuild cost ect if you still want one at least get a years no clames behind you if you was me, however each to there own.

[nuki]

This is a soft subject as i am 20 year old and young like you...
buying the car.. insuring the car.. is the easy bit i asure you....
The most cost is maintaining and running the car.. 60% of my wage every month goes into my RX and thats not because i want to thats to keep it maintained and running right the other side of my wage goes to bills..ive had to cut out the dentist and many other things i used to do when i had a "saxo vts" spening £100 a weekend going out round town stopped..spending money willy nilly stopped.. because running a saxo i would say cost me honestly nothing...i got so used to having so much spare money spending it on rubbish i thought i would do somthing practical with my money and have somthing to show for it... i bought the RX because i could afford a RX but believe me i drive my RX every day and as a result of this it costs me roughly £100 a week just in fuel... and £2000 a year insurance... When and If you buy an RX have a good £1000 cash to play with because there WILL be things you need to do i can guarentee... And also other things like engine failure you could run into a week after you insure the car... ive seen this numberous times.. say you do get insured on an RX and you do drive it round for a year paying £3000+ insurance.. if you once touch another driver on the road and have to inform the insurance say bye bye RX becuase you will deffo not be getting insured next year... I think you should atleast wait a coupple of year yet.. when i turn 21 in august my insurance will be £1020... if i knew that i would of waited as every penny i earn goes into my car.. shes gets 10x more attension and money than any girlfriend and gets treat like a baby but when i drive we drive hard haha. my RX is all i work for because thats how much it costs me at 20 year old.
BE WISE! and learn more about the cars and save and save then when you do have the money saved you can get the right RX at a nice high price and know more in the rotary world what your options are thats more or less perfect first time which saves you alot money... because if you have a small budget for an RX you will need to hammer money into her and do alot of work. and dont compare anything on an RX to a saxo because i can guarentee that anything you buy for a saxo is 3x more expensive for an RX7. because i know ive done it.. hope this helps man!

[shaunwil]

After the trackday at cadwell I would recommend getting an mx5 as a starter. They will teach you how to drive a rear wheel drive car and will be insurable at your age.

Trust me it doesn\'t get any easier, I\'ve just had a quote for £740 on a single turbo without commute at age of 30 with a 5k limit.

Shaun

[Ada7]

Another old thread dug up fromt the past

Adam

[Nik da Greek]

Yeah, resurrection shuffle alert! Guess the guy\'s either bankrupt and destitute or a permanent part of a hedge somewhere by now :rollin

I think most people on here have missed a serious point, you described your mother as \'mom\' unless you are an American this is totally unacceptable behaviour, please dont do it again.

Classic quote there, though :rollin

[shaunwil]

Yep, only noticed after posting the reply :Giggle

Shaun