HELP! Insurance is a nightmare

[BlitzBoy]

So in summary Rzla make sure your Dad or Bro does more mileage then you in the car

[Rzla]

So in summary Rzla make sure your Dad or Bro does more mileage then you in the car

Lol it is technically my dads car!
But on a serious note how would the insurance company know who drives the car more?
What basis do they have to say who has driven more? If you are a named driver than you must be covered, otherwise what is the point in having named drivers?

[fil_auto]

Just remember - Big Brother is always watching you

Lol it is technically my dads car!
But on a serious note how would the insurance company know who drives the car more?
What basis do they have to say who has driven more? If you are a named driver than you must be covered, otherwise what is the point in having named drivers?

[pdtaylor18]

Try AON as they are very good for me.  One way to get the insurance down is to declare only 4K miles a year, i only do that anyway so it suits me.  other than that keep trying, read some of the many searches on this forum for insurance and hopefully you will get a good quote from someone.
getting yourself on someone elses insurance is not going to get you any NCB and its this that you want to build up.

[Rzla]

Cool well I am going to keep looking and get the car insured in my name.
Any insurance companys for young drivers would be of help, so any suggestions welcome.
Thanks

[karl_tate]

i will be renewing my insurance early next year but might wait until in 23 (march) and see if i can get it any cheaper, was with AF at £1600 with 9k limited milage, no points etc, 1 yncb.

long story short they screwed me over, got a discount but still ended up paying, what worked out to be just over 2k a year :Grrr

interested to know who you go with.

[Stevey]

Don\'t know how you managed it, they said I have to be over 23.

Im not sure tbh , I think its because ive been them for 3 years and the car before the fd was a 350bhp 200sx S14a + Ive got 4 years no claims and a clean lisence , Its garaged and in a good area too . I think it all helps
 
Hope you sort something out

[AMH]

Just remember - Big Brother is always watching you

I was about to say exactly the same thing!

Not only do the insurance guys look at forums like this but they swap information between them. So of you have already tried to get quotes for the car in your name and then you start trying to get quotes in your Dads name, on the same car they may well pick that up.

Oh to be 22 again - this year my car tax will be more than my insurance! :eek

[eddiedwards]

I got my insurance with a company called Peter Best. It is classed as a second vehicle because I use a van for work, limited millage and I got mine for £300!!!:Thumbs-up
 
Hope you find some insurance. Eddiedwards

[Rzla]

I am not really going to insure the car in my dads name.
Was only a joke lol.
It is going to be in my name but was just asking if anyone knew any good tips to bring it down/any good companies to try for young drivers.

Karl I will let you know, I will most likely be getting insurance in January, however i might do some work to the car for a month or so and get insured in February time. But will let you know for sure.
They like ripping off people on insurance that\'s for sure.

[BenLewisMav]

I\'m 22, and at 21 I had my rex insured for 550GBP a year fully comp, breakdown, legal cover, the works. (coilovers, GT-AD widebody kit, Nur spec Exhaust)
It was with a company called Peter Best Insurance, because of my age I was the only person allowed to be insured on the car and it had a limited mileage policy on it. The reason it was so cheap is because its my second car and not my daily driver.
Worth a try.

[BenLewisMav]

I got my insurance with a company called Peter Best. It is classed as a second vehicle because I use a van for work, limited millage and I got mine for £300!!!:Thumbs-up
 
Hope you find some insurance. Eddiedwards

Ah just saw this.
Also worth noting that they would insure me on anything above a 2 litre, so it helped that mine was an import registered as a 1.3, if it isnt then you wont have much luck.

[karl_tate]

I\'m 22, and at 21 I had my rex insured for 550GBP a year fully comp, breakdown, legal cover, the works. (coilovers, GT-AD widebody kit, Nur spec Exhaust)
It was with a company called Peter Best Insurance, because of my age I was the only person allowed to be insured on the car and it had a limited mileage policy on it. The reason it was so cheap is because its my second car and not my daily driver.
Worth a try.

that sounds too good to be true, great deal

[BenLewisMav]

Ah just saw this.
Also worth noting that they would insure me on anything above a 2 litre, so it helped that mine was an import registered as a 1.3, if it isnt then you wont have much luck.

That was meant to say \'Wouldn\'t\' -insure me on anything above a 2 litre

[karl_tate]

so have they based the premium on a 1.3?? if so then your insurance may well be invalid as its registered as a 1.3 tax wise but its still a 2.6