Insuring 2616cc Car

[FD3SNuttah]

thats the thing that makes twins so good cos you can easily get insured on them for about £500!

just out of interest how old are you?

[T11MNM]

I\'m 23, insurance isn\'t a problem on a car that is registered as 1308 or 1300. I think the thing that annoys me the most is the fact that it\'s pot luck whether or not the car you want to buy has been registered as 1300.
 
If the car i was looking at was a twin and registered as 2616 i\'d still have problems so the fact it being a single makes no difference.
 
I worked the angle of, as more and more RX7\'s are imported and registered as 2616 as per DVLA\'s now standard then they will be losing more and more business.

[FD3SNuttah]

your probably right there fella. but im with elephant and they have mine down as a 2.4! when i got the certificate through i told them that they had the engine size wrong as it was 2.6 on my log book.  they did have everything else right though. but told me they could never insure me on a single turbo.

they said that they would put it on the notes and didnt charge me anything. ive been lucky and never had to claim.. but if i did they wouldnt be able to say anything about the engine size.

if i was you buddy i would go along with what ever they say is right but explain to them that its well known that the ABI database incorrectly states the engine size.

if they really get shirty then id ask to speak to the underwriter directly.

[T11MNM]

I\'m not going to de-fraud my insurance it\'s not worth it, i\'ve put my point across and we\'ll see what they reply saying.

[FD3SNuttah]

its not fraud mate, its a mistake on their systems,

i damn sure haven\'t defrauded mine, i didn\'t even realise they had it wrong until i had already bought my policy. they said it was ok and just added it onto the notes in my policy.

[SmbFD3S]

Bit of a grey area really this, 2.4 is an FC so surely they have the year and the model wrong aswell
 
My insurance gave me options to choose from which included all the models, and which type i.e. X, R, UK or import etc... So it must be on a database somewhere??

[T11MNM]

Hehe, i wasn\'t implying you had de-fruaded the policy.
 
What an absolute farse the DVLA are!

[T11MNM]

Well the official word from greenlight is a big fat NO and as they have only had 70 problems over the last 3 years the number isn\'t big enough to warrant them chasing it.
 
My evening tonight will be taken up by chasing insurance companies, ho hum!

[SmbFD3S]

See how you get on with some of these, it\'s worth a go.....
 
http://www.strikeengine.com/high_performance_car_insurance_uk.html

[civicboy28]

im 22, but i have got rwd experince, as i listed all the cars i drove when i was working as a car salesman. so they took that to the underwriter and they insured me. Also i said i dont care what excess they put on it. (so we agreed on 1000 lol)
and i pay 1600 a year. with 1 year ncb.
Its registerd as a 2.6 as well and insured as such.
 
Sometimes its who you speak too. and if they can be bothered. alot just say under 25 or 30 NO WAY and thats people who already insure under 25\'s etc.
 
its very hit and miss.
 
If you do get a single just go on eliphant/admiral and insure it as a turbo coupe 2.6 lol its very cheap!

[jurgen]

Unfortunately DVLA have woken up to the fact they can steal some more of our hard-earned from us by classing them all as 2.6. When I registered my current FD the woman at DVLA insisted on doing it as a 2.6. When I kicked up about it, since it was the same engine from out of my previous written-off car, which was registered as 1.3 she showed me the internal memo they\'d recieved about it.
 
Apparently it went like this; some bright spark at DVLA had got Mazda to agree that since there more power "strokes" per revolution than a piston engine (or some such gibberish), they could double the capacity for registration/tax purposes. That means I now get utterly raped on tax, but those lucky enough to have registered earlier pay less. Which really grips my sh!t since the exact same engine was taxed at the lower rate for the first five or six years in this country in another car! And since when has road tax been determined by power output? Why aren\'t two-strokes charged double? Consistency, please!
 
I registered at Brighton DVLA, and the officious bird at the desk did seem particularly keen, and very pleased with herself to have cost me a load more money, but it wouldn\'t surprise me if other offices with less malicious staff haven\'t caught up with it yet. The insurers didn\'t seem to care, they class all FDs as 2600 already (or the ones who know what they\'re talking about did). I think they use the 2400 capacity for FCs but may be wrong on that one

what the man says as above is true

[Matt_K]

Unfortunately DVLA have woken up to the fact they can steal some more of our hard-earned from us by classing them all as 2.6.

Here\'s the letter I got from the DVLA after arguing the toss it was a 1.3 in the local DVLA office

Further to your application to register the above Japanese Imported vehicle

Unfortunately we are not able to complete your application.

1. Vehicle excise duty for cars not falling within the Graduated Vehicle Excise Duty scheme is based upon the cylinder capacity of the internal combustion engine within the vehicle. The term \'cylinder capacity\' is meant to encompass the total engine capacity (i.e. the total swept volumes of all cylinders of a conventional piston combustion engine)

2. Whilst the vast majority of cars are powered by a conventional piston engine, there is an alternative engine style and that is the rotary engine. Rotary engines are not engineered in the same way as a conventional internal combustion engine and they are far more powerful for their size than ordinary engines. As rotary-engined cars do not have a conventional piston combustion engine they must pay the higher rate of duty appropriate to the PLG class and as far as we are aware, there are three models within the Mazda series that are powered by rotary engines, the models being RX7, RX8 and the NSU Ro80

3. Therefore, in the case of rotary engine vehicles, the rate of duty is calculated from the sum of swept volumes of each of the rotors in the engine, multiplied by two. This is standard engineering practice based upon the consolidated Council Directive 91/441/ and Annex 1, Para 2.11 of that directive reads:

Engine capacity means:

2.11.1 For reciprocating piston engines, the nominal engine swept volume
2.11.2 For rotary (Wankel) engines, double the nominal engine swept volume

4. Mazda support the view that the engine capacity for vehicles with rotary engines should be recorded as twice the swept volume of each of the rotors in the engine. Thus the swept volume per rotor for the RX7 and RX8 is set at 654 and set at 497 per rotor for the NSU Ro80

5. Using the swept volume supplied in point 4 above a Mazda RX7 with two rotors in the engine would have its CC\'s set at 2616 being calculated as (654 + 654) x 2 = 2616

You may wish to note that the requirements for the payment of Vehicle excise duty and the registration and licensing of vehicles in the UK are laid down in the Vehicle Excise and Registrations Act 1994, (as amended), and the Road Vehicles (Registration and Licensing) Regulations 2002

This legislation stipulated the duty payable for cars with internal combustion engines and goes on to say that if a vehicle does not fall within that category, then the general rate applies and since your Mazda RX7 does not have an internal combustion engine it falls to be licensed at the general rate. Currently standing at £180 per 12 months or £99 for 6 months.

to the original poster, doesn\'t matter whether they\'re registered with the DVLA as 1.3 or 2.6, all FD\'s will be insured as 2.6.

[T11MNM]

I\'m going to speak to the insurer tomorrow, it\'s typical that i can\'t find anyone else to insure a single though, sods law!

[T11MNM]

Adrian Flux have just come in with a VERY good quote and to think i wasn\'t going to even bother with them!

[FD3SNuttah]

really!!! everytime i have phoned them they want me to bend over so they can give it to me hard.

might try them again in a couple of months!

how much did they tell you dude?