How do mods affect premium?

[kevint]

I have phoned my insurer today to declare frontpipe, back box and boost controller.  This is in addition to apexi pfc, defi gauges & alloy AST that were already declared but didn\'t attract a premium increase.

They are now asking for a 25% increase in premium - is this  normal/reasonable?

Thanks

Kevin

[kevint]

Now received the invoice, it is just over 20% increase which is a little better than they said over the phone.

Kevin

[scooby_si]

winner http://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/7/7_1_114.gif\' border=0>, well it\'s all relative.....
Who was that with then if i may pry just seems strange they didnt wana increase with the ECU......
Si

[kevint]

I\'m with AON classic policy it\'s not too bad at about c.£780 after the increase.

Kevin

[Archbish]

have this fantastic mod selection screen where you can arse around with the mods...  There are some curious price changes:

-The insurance is £20 more if the car has been resprayed...:confused:

-Only £10 for different alloys

- nearly £300 for a rollcage...

-only £30 for tinted windows - I thought they were meant to be really dangerous...?

-Uprated brakes is £40 MORE...  What...?!?!!

-unlimited interior changes for only £10...

Really strange...

[Fish]

Yes modifications do effect the price. Even more so when you up the power, i.e. exhaust, ecu, internals (not much of that of a rotary;)).

Some cosmetic changes also change the price!

Fish

PS. Just got my renewal in and it\'s gone down by £220 (£520 unlimited milage) :D:D:D

[Archbish]

WHAT!!!!! UNLIMITED!!!

with who?

What conditions?

What blackmail do you have on them?

or have you changed to that <> you\'ve been on about...??

[Fish]

No that is the price for the FD.

I am with Axa insurance via a very good broker, who have it as my second car with the scoob being the main daily rep-mobil.

I have two years no claims discount and mods included.

Fish