This is going to hurt.

Started by Rotaryguru, December 19, 2007, 09:28:12 AM

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Rotaryguru

Quote from: iaintIt\'s worth calling A-Plan (based in Newbury). Their \'special vehicles\' unti is used to dealing with imported cars and drivers with "odd" circumstances. You will at least be able to discuss it with someone who is helpful and knowledgable rather than go through a set of standard forms and have \'computer sayas no\' as an outcome!

Thanks mate, I will. After trying seven companies who didn\'t want to quote me, I will wait until it arrives. Get all registered etc, and then get onto the insurance quotes. I will keep all posted! and also have a read of my other posts to keep up to date with how its all going!!:chat
 
http://www.mazdarotaryclub.com/forums/showthread.php?t=43513
 
http://www.mazdarotaryclub.com/forums/showthread.php?t=45228

elford_tim

Quote from: RotaryguruOk, I need to get an alarm anyway, so will go for TPFT. I\'ll drive it to the MOT station, its not far!!!  :Thumbs-up

Good. Any decent insurer will insure a car on a chassis number for a certain amount of time (usually two-three weeks) so you can get down to the MOT station and do all the other fun associated with registering a fresh import.

I assume that the car is over ten years old and as such doesn\'t require an SVA/ESVA?
1989 Turbo II convertible in Essex Stilletto white

Rotaryguru

Quote from: elford_timI assume that the car is over ten years old and as such doesn\'t require an SVA/ESVA?

Correctamundo!! :cool  1992 Type X. Will try to get photos reposted.

Cashpoint

Quote from: DC-TYPERjust bend the truth slightly, they wont check

That\'ll work provided you don\'t have to claim if you de be prepared for the insurance company to declare the policy void, then you have the police on your back for driving an uninsured car.

Martiny

Quote from: CashpointThat\'ll work provided you don\'t have to claim if you de be prepared for the insurance company to declare the policy void, then you have the police on your back for driving an uninsured car.

Its not even the police that worry me with this.

What if you crash into a Porsche?  Cause a pile-up? Or injure someone?

You\'ll be paying for the rest of your life maybe.

DC-TYPER

trade insurance matey! they insure the person not the car. all you need is "premisis" just use your home address and call it guru motors. my mate does it. he;s insured 3 skylines and an m3 for £800 :)
 
Cashpoint:  not that i am suggesting anyone does anything illigal, but through experiance of dealing with motor insurance claims for the last 5 years. its highly unlikely they would go in to too much detail when investigating. they admin costs are too high...

ghostjd

I got a quote from a company called greenlight £650 all mods declared, then when I went to sing up with them I told them that the cc of the car according to the V5 reg form was 2600cc and it was a manual and they wouldn\'t insure me.  So had to look around and next cheapest was direct line with no mods and a tracker needed to be fitted £1300 + £400 for the tracker then tried a local firm £1350 with body mods only no tracker required, well I\'m half way there.

Nazespirit

Hey RotaryGuru, which company did you end up using? I\'m almost in the same situation (foreigner / below 30 / NW8 is my postcode) and as it\'s my first car in the UK (1989 FC3S turbo) i don\'t have any insurance history so the quotes I get are really silly.
I will pick up the car Saturday btw, maybe we can meet up some time later this month once your car is road legal in the UK.

Rotaryguru

Quote from: NazespiritHey RotaryGuru, which company did you end up using? I\'m almost in the same situation (foreigner / below 30 / NW8 is my postcode) and as it\'s my first car in the UK (1989 FC3S turbo) i don\'t have any insurance history so the quotes I get are really silly.
I will pick up the car Saturday btw, maybe we can meet up some time later this month once your car is road legal in the UK.

Hey Mate, Not insured yet, car needs registration plates. I got my insurers in NZ on the phone, and got a printout of every car I ever insured and the dates, so thats a bonus, would recommend doing this. Quotes have been good so far, only called 3, and they are within what I want to pay.

Hyperformance were good. Try them! Will post the outcome once I get insured, hopefully in the next 3 weeks. :D

Nik da Greek

I know it\'s a slightly different situation, but when I was dispatch riding in London some companies would insure me if I offered to pay the premium up front in cash, but not otherwise! They obviously figured me as such a high risk organ donor that I wouldn\'t be around long enough to pay by instalment or anything.
 
It\'s also worth offering them titbits that may not matter to you, but will to them, like for example I could get cover a lot easier if I swore not to carry pillion passengers, even in private use. They pay far more if you mash up the car with passengers in it than if its just yourself (not that I\'m implying you\'re likely to mash it up, God forbid, but that\'s how they see it). You could maybe get leeway out of them by offering no passengers/limited mileage clauses and the like?

Rotaryguru

Quote from: Nik da GreekIt\'s also worth offering them titbits that may not matter to you, but will to them, like for example I could get cover a lot easier if I swore not to carry pillion passengers, even in private use. They pay far more if you mash up the car with passengers in it than if its just yourself (not that I\'m implying you\'re likely to mash it up, God forbid, but that\'s how they see it). You could maybe get leeway out of them by offering no passengers/limited mileage clauses and the like?

Thanks Nik da Greek, yeah, we said limited milage, and even asked if we could voluntarily increase the excess. I will more tahn 90% of teh time carry a passenger, my girlfirend, so we will try the pay up front option too.

Nazespirit

Used Bell if it can help, cheapest among the ones that accepted to insure me (not so much people out there for me...). Will pick up the car tomorrow, I\'ll post some pics soon.

Rotaryguru

So far, my best quote is £1,200 full comp. £600 excess. Any thoughts? Good/Bad?

Nik da Greek

Quote from: RotaryguruSo far, my best quote is £1,200 full comp. £600 excess. Any thoughts? Good/Bad?

That\'s twice what I\'m paying, and twice the excess, and I managed to reduce my no-claims to a single year by wrapping the car up last year. Seems quite steep, but I guess you are in a fairly unique position. Do you have any no claims from anywhere else they\'d honour? I could have transferred mine off the bike to the car, but that would obviously have left me with none on my bike policy. Dunno if they\'d honour it from NZ, suppose that may be a problem, can\'t remember if anyone asked that before.
 
Only thing left is to move somewhere unbelievably low risk or get the most responsible job in the world. Any chance of convincing them you\'re, like, a nun or something? :Giggle