Another n00b to the site pics of my car and some questions :D

[Dave99uk]

Iv got 1 years no claims myself at moment, itll do me till im a bit older then ill switch back to me own name. When i was with CiS they give additional driver no claims Bonus.

And Rittio I totally understand what your saying about young drivers crashing and causing your insurance to go up a lot. But at the same time Iv never crashed and have 0 points on license and i still need to pay a lot of insurance for that same reason as well. And ul willltend to find its the boy racers in clios and corsas that are causing it not people like me in faster cars. I dont use my car for goign fast its mainly a show car. I dont need to speed to turn heads in it.

[Rixio]

I know im classed as a young driver but at 18 under mummy\'s policy its taking the biscuit, if it was under your own policy it wouldnt be that much of an issue to me...i worked in insurance for 2 years so i know what im bablin on about

[Mims]

Nice car enjoy it, don\'t crash, welcome to the club and enjoy that too while its still here (or whats left of it). Hope your high premiums are well justified....

[FD3SNuttah]

aye welcome to the club mate, nice car and when its rebuilt you will have a perfect motor!

Try and prove Rixio wrong and be responsible is all im saying. Hes prolly ****ed off cos he cant get a decent quote! He might come across a bit harsh at the minute, but hes alright...

I started off driving on the old mans policy then went on my own at 22 ive never paid more than £600 for insurance! now i have about 4 years no claims so my premiums are mega cheap and in the long run ive saved thousands and ive had the pleasure of driving nice motors!

If i was to give you advice is to remember is that you must look after your car, although its pretty simple to maintain (most jobs are easily done) but its the frequency you have to watch out for.

Read the FAQs and digest all you can. It will save you lots of money in the long run and someone at some point has probably had the same problems / questions!

BTW Its well worth spending on becoming a member for the knowledge and help the other members give you. This is why i decided to pay and besides this is probably the most friendly car club you could be a part of.
Many suppliers offer discounts to MRC members so you might even save a bit of dosh too.

good luck with it mate

[thetera]

Fronting is actually illegal - if you need to claim the insurance company WILL go round asking people in your street who drives the car regularly - if they get the impression your mum/dad drives it less than 50% of the time you\'ll be in deep doo-doo

[RobbieRX-7]

No claims bonus made a big difference for me. Even 2 years no claims knocked nearly £200 off! Also if under your moms name and you still gain ncb, make sure   you can carry that ncb anywhere you want. Dont forget ncb expires after a certain time. Some companys only let you use it with that company only.

Rixio, calm down mate. I bet you wouldn\'t be saying all this to his face now would you?

[Dave99uk]

ye u can tell who the jealous people are (rixio) , i get that a lot  cause im 18 and have nice Rx7. Everyone thinks im a wee rich boy and my dad bought me it. Well He never and i payed for it all myself so it doesn\' bother me guys.

[Kevin]

Iv been driving FD\'s for near on 5 years now and im 22

For some reason I thought you were alot older than 22?




................God I feel old. :confused:

[Rixio]

Actually i would but anyway the fact remains...it should be under his own name and not his mums...

Listen kid its nothing to do with jealousy...& thinking its jealousy is childish...its a simple fact that its not your car, your insurance has been falcified therefore you are not legally driving...

I dont understand this, i really dont...a few months back there was another kid with a punto that bought an fd and he got slated aswell so why is this any different? Cos possibly he has a nice car?

Anyway thats the last i will say on the matter...

Enjoy the bills, the winter & dont crash your car...

[Kevin]

ye u can tell who the jealous people are (rixio) , i get that a lot  cause im 18 and have nice Rx7. Everyone thinks im a wee rich boy and my dad bought me it. Well He never and i payed for it all myself so it doesn\' bother me guys.

Lol I dont think Rixio is jealous.... He has a different RX7 for each day of the week!

I\'d just be abit careful mate driving round under your mums policy.  The only reason I say that is insurance companies arent stupid and if god for bit you do have a bump and they realise it\'s mainly you driving then they may void your policy, leaving you with a heafty bill and no rx, which isnt a good situtation to be in.  Especially after all the money you\'ve spent buying/rebuilding it.

[Rixio]

Lol I dont think Rixio is jealous.... He has a different RX7 for each day of the week!

So nah naaah nah naaaah nah :Tongue1