Cheap Insurance? - Anyone know what this guys on about :

Started by deviltronics, September 18, 2007, 11:02:37 AM

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deviltronics

Just had a look on ebay for RX7\'s and came across this ad:
 
http://cgi.ebay.co.uk/Mazda-RX7-UK-Car-Rebuilt-Engine-No-Reserve_W0QQitemZ320159104816QQihZ011QQcategoryZ18211QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
 
In the ad it reads:
 
I will give you the details of the insurance company, where you can insure this car, FULLY COMPREHENSIVE for less than £400,with only a £150 excess, in your own name, perfectly legitimately. What’s more, you do not need any no claims bonus, and even if you have some, they do not use it! So that means you could make a claim, and it wouldn’t affect your NCB. And, if that doesn’t get you excited, here’s the best bit â€" the vehicle will be on AGREED VALUE â€" that means that you are guaranteed a payout of a fixed sum if the car is damaged, or goes walkies. I currently have this car on agreed value of £8,000 with a certificate to prove it.


Any ideas of what insurance company he is on about?

I have been quoted by adrian flux of £1100, thats with one ban (TT99) and also an SP30 on my license. Thats for a modified Rex with 350bhp.

I have 3 years no claims.

Would be nice to get insurance for £400!

sadgoth

that must be on a classic policy as they don\'t use NCB, but you must then have a 2nd car as a daily driver and it is normal that the classic be garaged
Mark
89 Black FC3S Turbo II
1/2 Bridge port   Microtech LT10s   TII Conv Aluminium Bonnet & Leather seats   Koni Shocks Pi Springs   De-catted 3" exhaust  
GT4088 turbo   Walbro fuel pump   1000cc injectors   custom V-Mount   Blitz Boost Controller (ok so the boost controller is still to fit)

Loud? Hell yes! :D


Aceman

You also generally have to be over 25 and the car has to be 10, 15 or 20 years old depending on company...

thetera

The company is Footman James, they seem to quote based on insurance groups rather than individual cars
 
They quoted me 350 quid FC on an RX7, same as a TT Supra, same as a 1992 911 turbo too! :Laugh
 
Only problem is they don\'t cover grey imports, or modifications!

Aceman

Quote from: theteraThe company is Footman James, they seem to quote based on insurance groups rather than individual cars
 
They quoted me 350 quid FC on an RX7, same as a TT Supra, same as a 1992 911 turbo too! :Laugh
 
Only problem is they don\'t cover grey imports, or modifications!

Footman James covered my modified Jap Import...

Weren\'t bad either, but AON beat them by £50 and, well, £50 is £50... :Giggle



Unless of course they either thought it was an FC (2400cc) or a non-import....

thetera

They cover imports, but they won\'t cover them on their classic policy which is less than half the price of their regular policy :)
 
Beleive me I tried - a quote on an R32 GT-R Skyline came to nearly 1800 quid,  bizarrely I got a classic quote on it from them for 350 or so but that was declaring it as an official UK import (which of course is impossible ;) )

Aceman

Quote from: theteraThey cover imports, but they won\'t cover them on their classic policy which is less than half the price of their regular policy :)
 
Beleive me I tried - a quote on an R32 GT-R Skyline came to nearly 1800 quid,  bizarrely I got a classic quote on it from them for 350 or so but that was declaring it as an official UK import (which of course is impossible ;) )


They must have thought it wasn\'t an import then I guess.. If so, lucky I didn\'t take it out as I\'d be uninsured come an accident!!!

rico2k_uk

i have a uk spec, i\'m 25 with £100xs, 6yrs ncd and pay £320 per year - admiral! :D

thetera

If you want to insure an import on a classic policy check out Heritage - I got a quote for about 520 FC on a 93 RX7 or R32 GTR, car HAS to be 15 years or older though.
 
Pretty handy, as its very difficult finding a decent UK spec for sale lol

Alison

:eek: Quote(from ebay): "Those crappy imports"  Bit harsh!!

thetera

Yeah he\'s one of those people that you can tell is a c**t just from his ebay ad:yes

S3TH

Quote from: theteraYeah he\'s one of those people that you can tell is a c**t just from his ebay ad:yes

& how un-classy is that \'7!! Poor 7 running on shiny roller skates :(

thetera

I know, 19s, what a nob - the sort of person who buys big wheels because he thinks it looks good, without realising that the handling will be ruined :(