First time poster - Does this sound right?

[TwistedHumour]

Its my first post so the first thing I\'ll say is hi to everyone!

I saw a red RX7 in Swansea about a month ago (1st time I\'d actually seen one) and fell in love with it straight away. After reading thought the info on this forum I made the decision to sell my current car and find a nice RX7 for around £7-8k

However, due to my age, 20, insurance was going to be the killer! So based on a 20yr old, 1 yr NCB, driving a stock 92 RX7 Type R doing 7000 a year with a £500 excess. Car garaged with my dad as a second driver. Best quote was £1,800, with others not too far out- and if I wait till November (extra years no claims), it will come down to £1,200. I must say I was expecting it to be a lot more!

After reading the posts in this section this seems to be very low!

What might I have done wrong to get such a low quote, or does this seem to be right?

Any advice is much appreciated.

Cheers
Chris

[DC-TYPER]

try elephent.co.uk
 
also check engine capacity is correct

[GeckoGareth]

Hi,

check that they\'ve not got engine as 2354cc. That drops it loads as is based on a group 16 gen 2. I think the insurance databases are messed up big time.

At 24 with 5 years no claims and no points I couldn\'t get mine below £1400 2 years ago.

Good luck with sorting something mate.

G

[TwistedHumour]

Ahh.. checked the quotes and they keep coming up as a 2.3l

Time to check again and see the damage

By the way, I usually use //www.moneysupermarket.com to get insurance quotes

[GeckoGareth]

Ahh.. checked the quotes and they keep coming up as a 2.3l

Time to check again and see the damage

By the way, I usually use //www.moneysupermarket.com to get insurance quotes

That\'ll be why then mate, you\'re looking for 2616cc. Like I said the insurance databases are screwed up big time. If you talk to someone who knows what they\'re on about you\'ll be ok but most on the phones are just monkeys with "computer says no" attitudes.

Here\'s a list of insurers I\'ve tried with some results of my calls included. I\'m currently with Egger Lawson and they\'re good however their underwriters don\'t like under 25\'s.

Good luck mate and keep looking you might get it insured.

Gareth


Sureterm - 0870 20 20 230 - Mark - no classic as not 30!No quotes!

//www.carinsurance4U.co.uk - 0845 4080747 - ref 56173342
Clive - £1177 under 25 - over 25 - £840 - £500 excess, £50

aQuote 08000923935 -

Admiral Insurance 0800 600 800 Richard Jones - No quote

Adrian Flux 08700 777240 - £1000 provisional quote on email. No go on RX\'s anymore.

AON 01384 552812 Wayne Holloway - £1209 - must be 25, have TC but doesn\'t need NCB

A-Plan 01635 874646 - Neil - £980ish, Jonathan - £900 exactly with TC. Excess £500.

Ashley Insurance 01785 214444 -

Autonet 0870 2400999

Bell Direct 0800 140 180 - £1100

Bennetts 0990 202090

Budget 0800 072 0644 - £1663.98

Cool Quotes 01923 690800

Cox insurance services - No Quote.

Crownthorne Insurance 01344 771626

Chris Knott 08009172274 - no quote.

Direct Line 0845 2468701 - 25 and need tracker, 250 compulsory + 150 = £1559.25

Eastwood 0141 6365822

Elstree Insurance 0208 3867766

Elephant - 0870 013 1072 - £1300

Endsleigh 0141 2485444 - No quote.

Footman James 0121 561 4196 - not till 25 and looking at £1500

Fred Roberts & Partners James 0191 5650222

Gladiator 0800 90 80 80

Greenlight 01277 263 030

Hastings - no quote

Heritage Classic (Norton) 0845 8118118 - no quote due to accident

Highway 0870 242 3300 -

Hill House Hammond 01733 310899 or 0117 9051020

Houghtons 01582867763 -

Hyperformance 0800 1444374 - UK FD not on computer system.

JDI Insurance 0118 950 2155

Jeremy Randall 01782 286 311

John Denton 0118 950 2155

Keith Michaels 0870 845 8888 or 0208 642 7868

Lancaster insurance 01480 484848 - No quote.

Lifesure Group 01480 474604

Liverpool Victoria 0800 514514

Livingstone Insurance 01935 706258

Martin Gray Insurance 01481 728072

Nash Warren Darren 0121 561 4484

Noel Dazley Co 01276 25996

Norwich Union 0870 242 0800 - no quote

OAMPS Insurance 01372 467 266

OPI 0870 242 0800

Osbourne & Sons 020 8388 6000 - No quotes.

Peart insurance 0870 2402972 -

Performance Direct 0870 604 0136 - no UK listed,


Premium Search 0800 109876 0870 2420301 - no UK car listed



Privilege 0870 243 5555 or 0113 292 5555

Randall Pace 01782 286311

Roadsure 020 8989 3339

Schofield Insurance 0113 250 0377

Super Car Insurance 01604 615 400

Tesco Direct 0845 300 9900 - £1354

Tett Hamilton & Co 01275 856618

Torview Insurance 0208 6998888


Touchline 0800 207800 - Not on system


Wilsons 0990 143 424




Egger Lawson 0115 9415255 option 4, 2
Steve £720, with £350 excess, £50 glass, limited to £500 per claim for glass. £180 deposit, £115pmonth for 5 months. ref 007761. £651 with £400 excess.

£676 including driving other vehicles.






Hoddesdon Insurance Consultants   0845 121 2212

£980 with 500 excess once 25 £650 whilst 24), £60 glass, can drive other vehicles. non competitive track cover, can modify. Agreed vehicle valuation available

At 25 £681.85 with agreed value of £7.5k, excess would be £400. Martin.

for astra > through chaucer £200 excess, £341, £383.48 inc breakdown.
08451 270 194

 
   
Link Motor Insurance      
 0845 330 6001
   
MSM Insurance 01279 870 535 - No quote.

[TwistedHumour]

Thanks very much for that list!  Should come in handy.

I know its the 3rd Gen I\'m after, but as far as model goes I\'m still confused - even after reading the guides :confused:

As I\'m after a stock\'ish car - what model would be good to use for checking out insurance.

Cheers

[GeckoGareth]

Just go for Type-R mate, that\'s what the majority that you will find are. You\'ll probably come across a few type-X\'s as well but for insurance quote\'s I\'d stick to the Type-R.

cheers

G

[shaunwil]

All 3rd gens are group 20 insurance so you can get the same quote for a stock uk car at 235bhp and a type-r at 280bhp.

You may be too young to find good insrance, im 27 and still struggle for a good quote !

Shaun

[TwistedHumour]

Looking at it - I think it will pay dividends if i til I\'m 21 (can I wait til next year )

I\'ve been offered a more modest 1l Polo so I can sell my car now - leaving me plenty of time to find the right car and even more time to get it just right before I start to drive it.  Not to mention the money I\'ll save on fuel and insurance.

Cheers for the help - no doubt more posts to follow

[rmagictastic]

sorry double post


hehehe

[rmagictastic]

im in swansea all the time for work, i will be down wed night if you wanna meet up for a beer and i can fill you in??

[Adriansturgess]

If you can find a genuine UK car as opposed to a Jap import It should be a lot easier to insure and cheaper too. Trouble is they are quite thin on the ground....At your age could make quite a difference to premium though.

[TwistedHumour]

rmagictastic - Yeah that sounds good.  I work in the enterprise park so its only a short trip into Swansea.

Cheers

[rmagictastic]

im staying in enterprise park!!  ramada hotel,  do you know it??

N

[TwistedHumour]

I\'m also on Phoenix Way, your about 100 yards down the road from me - New Mill Court if you know it?