engine sizes

[Jono FD3]

The thing that bugs me is why is the RX7 Type R, RB & RS classed as a 2.3 with the insurance companies? Did they ever make an FC type R, RB or RS? if they didn\'t surley it\'s the databases fault? Not everyone knows engine sizes and is familiar with the mechanicals!!!!! My sister goes on styling and doesnt take note of the engine size when it comes to insurance. what they bring up is what she knows it as!

Example:
She drives an imported Mazda MPV running a Ford 2.5 V6 engine (2.5 on log book) and yet the insurance told her that the car never came with a 2.5 only a 2.0 4 cyl or a 2.3 V6!!!! What do you do??

Jono

[dwarfslapper]

I don\'t think engine size makes the slightest difference with a rex the insurance guys are not stupid they are well aware of what they are and how fast they are.thats why many insurance comp wont touch it!
I called AON today spoke to a guy called Adam who new all about rx7 and managed to get a good price of £589 with all mods :cool

[fro]

Yup it looks like the database is just plain wrong. I guess the additional entry for a RX7 with 2616cc and no year of manufacturer was put in place to cover this inacurracy.

The thing that bugs me is why is the RX7 Type R, RB & RS classed as a 2.3 with the insurance companies? Did they ever make an FC type R, RB or RS? if they didn\'t surley it\'s the databases fault?

[anthony]

The thing that bugs me is why is the RX7 Type R, RB & RS classed as a 2.3 with the insurance companies? Did they ever make an FC type R, RB or RS? if they didn\'t surley it\'s the databases fault? Not everyone knows engine sizes and is familiar with the mechanicals!!!!! My sister goes on styling and doesnt take note of the engine size when it comes to insurance. what they bring up is what she knows it as!

Example:
She drives an imported Mazda MPV running a Ford 2.5 V6 engine (2.5 on log book) and yet the insurance told her that the car never came with a 2.5 only a 2.0 4 cyl or a 2.3 V6!!!! What do you do??

Jono

this is exactly my point, my log book says 1.3, when i rung round all the insurance companies i said it was an rx7, they said is it a coupe i said yes, is it a twin turbo yes.. and then bang a quote..

its only later when i started ringing around i questioned what engine size it had actually listed on their quote and they all said 2354. so i presumed this was what it was meant to be but then stupidly i then did research in to what the correct size is meant to be (2616) and then re rang round all the the insurance companys and getting them to have to do serious buggering around to try and get it to select this engine size, as they are saying well it must be the wrong model? but im like no its not and then i end up with quote thats 3 times as much.

if i came in ignorant as i was before, i did nothing wrong as i said yes to all the correct options the model is all fine but it comes up as 2354? well thats wrong anyway compared to the log book that says 1.3 and all the insurance companies all say 2354 so why would i be any the wiser?? only because i spent time googling the different types and asking on here, which is now going to cost me 3 times as much..

from what other people are saying on here with their £1000 quotes being the same age as me 21. with 2 years ncb same as me and 4 years driving. except im being quoted £2000-£3000 for the correct model yet before i was getting quotes of £1000 with the default 2354?

im starting to wonder if im now wrong for saying its a 2.6 as most of the insurance companies cant even get it to list.

[robedwards99]

from what other people are saying on here with their £1000 quotes being the same age as me 21.  

If its any consulation, I paid just over £1000. I am 30, been driving for 12 years, a few oops\'s along the way, but just one accident that counts a couple of years ago. 3 years NCB.

[Brett]

A quick clarification for you guys

The FC was classed at 1.8x its swept volume for Tax and insurance (2354cc)
The FD was classed at 2.0x its swept volume for tax and insurance  (2616cc IIRC)

 One other thing, how come you have so little NCB if you\'ve been driving for 4 years? :confused:

[fc3sPAT]

try this one, Brentacre 01792650933, been using them for just under 4 years now and i pay just shy of £800 3years NCB, 3points, and am 23, but i do drive an FC, so might be a bit different

Patrick

[FD3UK]

At the end of the day the insurance companys have got it all wrong, the engine capacity is 1308cc. As Fro said they just look on standard databases and confuse the hell out of everybody, including them selves.

I posted Here and Ray quoted that the FIA have used various calculations to define cc, current regs are;       "3.2 Equivalence formula between reciprocating piston and rotary engines (of the type covered by the NSU Wankel patents)
The equivalent cubic capacity is equal to the volume determined by the difference between the maximum and minimum capacities of the combustion chamber."      that equates to 4185cc :eek  Lets hope they don\'t add that to the database.

[fro]

If anyone\'s interested in looking at the insurance car specs table, I\'ve uploaded a copy (load it in excel) here:

http://www.zen44871.zen.co.uk/Misc/inslist.csv

[anthony]

these are my results, thought it might be interesting for people my age when looking round, saves you ringing place that people keep suggesting but you end up finding out you need to be 25
looks like its time to get a 2nd job as im going to paying £2k for a years insurance
this is for a 21 year old, 4 years driving, 2 years ncb (was on parents policy for 2 years as was too expensive for own policy)

best was firebond :
fire bond - 1986.15 fully comp (3rd party doesnt matter) 0870 444 0556
adrian flux = £2500-£3000
0800 458 6890 - hyperformance - £2750
admiral = £3500
Brentacre 01792 650 933 = no under 25s
heritage = 0121 2466065 no under 25s
Lifesure = 0870 366 1235 no under 25s
privilege = no under 25s
Hoddesdon Insurance Consultants 0845 121 2212 = no under 25s
Norwich union direct = dont insure 2.6 cars
egger lawson = 0115 941 5255 = never got cal back
elephant = £3000 - £1969 tpft
bell = £3000 - £1969 tpft
a-plan 0845 071 1234 no under 25s
alan and alan transfer first transfered me back to call connect and then when they retransfered me i waited a few minutes then it got cut off.
quote a - dont do 2.6s - on the 2.4 was coming up as £2500 anyway.

[Jono FD3]

What I say is: if you give them the correct year of manufacture, model (Type R, R2......) twin turbo 2 door coupe, then you should be coverd and it\'s their fault their data base is screwd up, not ours!!! In this case I just pleaded ignarance and said its all standard 1993 twin turbo rx7........ fully comp: £520......... Thank you very much (oh my god I\'ve just insured an RX7!!)

Jono

[anthony]

What I say is: if you give them the correct year of manufacture, model (Type R, R2......) twin turbo 2 door coupe, then you should be coverd and it\'s their fault their data base is screwd up, not ours!!! In this case I just pleaded ignarance and said its all standard 1993 twin turbo rx7........ fully comp: £520......... Thank you very much (oh my god I\'ve just insured an RX7!!)

Jono

whos that with ?

[FD3UK]

Interesting read, just shows what a mess the database is. The only insert for RX7 @ 2616cc is for an auto ins. group 200 :eek. UK spec is listed as 2354cc  :confused:


I have cut RX section to make an easier read


Doh, can\'t upload a spread sheet

[fro]

Kev,
Good spot.. I\'ve only just noticed there\'s no entry for a manual 2616cc rx7.. hmmm!
The INS_GROUP column is not part of the original table, it is added by the individual companies. In this case, they needed more accurate groupings so the group goes from zero to 240 (anything over 200 would be referred instantly to an underwriter). The original 1-20 insurance group is column AA (GROUP_OLD)
Cheers

Rob

[Bobfish]

i made errors!