Insurance For 18 Year Old?

[Silent_Assassin]

Hi,
i am a big rx7 enthusiast.
anyway i was just wondering if i could get insured on a rx7 type s as i want it as my first car.
But i have looked around for quite a few quotes and the lowest i have found is 8998 pounds which is totally ridiculous. Can anybody please help me i have no NCB and no convictions and i have had my licence for 1 year. Can anybody tell me what to tell the insurance companies and i am willing to pay upto 3000 pounds for insurance

thank you

[J4P RX]

I dont think you have much chance being realistic.  Most 18 yr olds with no NCB and stuff struggle to even get an Escort or something insured nevermind an RX7!

[Christopher]

lol. You will never find a cheap quote. What is a type S, is this a 3rd gen? If you really want a rotory car your better off trying to get a quote on a 1st gen but even their group 14 insurance.

Think your better off with a FWD rather than a RWD car.

[Silent_Assassin]

what car do you think will be a good one for me.
(it has to look good and be quite fast)

thanks

[Gman]

Type S is a 3rd Gen.  I think you may be best trying to get someone else to insure it and have you as a named driver but even then it will cost the earth.  

My brother in law is 18 and I couldn\'t imagine him driving an RX7 - he would crash it within 5 mins (not saying you would).

[Silent_Assassin]

lol.
could i get classic car insurance on the rx7? bcoz ncb doesnt count does it
and i was also wondering if adrian flux would insure me for about 3-4 thousand pounds?

[Gman]

Classic over 10 years old - your right NCB doesn\'t count but how long you have had your licence does as they still are in a very high group.

Adrian Flux are ok but people on here are still paying £1000 ish + and they are 22 and above.

[Silent_Assassin]

ok so i probably wont get insured on a rx7 .
So can you recommend another car something like a integra type-r or something like that.
thanks

[Christopher]

think you have to be 21 to get classic car insurance (dont quote me on it).

Have you thought of a saxo VTS or 106 GTI? There plaenty quick enough for an 18 year old. group 14 insurance still though.

less quicker are VTR, Punto sporting think there like group 7 insurance.

Good luck getting a quote.

[Silent_Assassin]

Originally posted by petemillis
Is it any surprise that people drive with no insurance when the quotes are so ridiculous.
How about having a 3rd gen RX-7 registered in the name of one of your parents, they insure it as a second car, and  you buy a cheap runaround and insure it fully comp? That way the insurance company who has covered you fully comp will provide third party only cover on a car owned and insured by another person - ie the RX-7 for which the registered keeper is mum or dad.
Pete

will i be able to do this.

[Ric]

Adrian flux don\'t insure under 25s.

In fact I think you will be very lucky to find anyone to insure you on a 3rd gen Rx7 even if you have £4000 (for which you must be mad or very rich... :p  I earn good money and still ponder my sanity paying £1000 a year to insure a car)

It\'s a 5sec 0-60 160+ mph car and no offence mate but you\'re only 18 and it\'s your first car? :confused:

I wish you luck but when I got my first car about 10 years ago at 17, it was a 1.4l escort which I paid £500 for and that cost me £500+ to insure 3rd party. As far as I understand insurance prices have gone up.

My advice, stick with a shit cheap banger for a couple of years and save the cash you\'d spend on insurance saving up for something you want.

[Christopher]

My 1st car was an 800cc 205 lol
2nd was a Saxo VTS
3rd is a Fiat cinquechento
4th is a RX-7

[Christopher]

Ive just got a quote from confused.com and they quoted me £2356 lol Ive already had a quote for £1200. Shows how much they vary :rollin

[scooby_si]

sorry to hear that & i\'ll try to resist the holier than thou attitude although it is based on logic, oh no Si just said insurers are logical may i now be flogged within an inch of my life http://www.smileycentral.com/?partner=ZSzeb008\' target=\'_blank\'>http://smileys.smileycentral.com/cat/4/4_2_111.gif\' border=0> only so i can be allowed to live as Big Bubbas gimp! lol.
Congrats on yer fine taste thou mate :god
Si

[Ric]

JUst read my post and it thought it might of sounded a bit harsh!

Fair play if you can get insured if not - why not look a spending some of the money you would spend on insurance going on some driving days?

There is plenty of RWD track action to be had around the uk and even better it\'s in someone elses car! Even at £200 a throw, you could have 10 sessions in a year and still be £2000 up. Plus you\'ll almost certainly be pretty potent behind the wheel. Just a thought.

If you are after cheap RWD fun, take a look at something like the original MK1 MR2s. These are dead cheap and a lot of fun to drive. Still rekon you\'d be paying a few quid for the insurance though but if you got a cheaper one then 3rd party insurance wouldn\'t be so bad as your fully comp excess would probably be the cars value anyway.