Crashed FD on the motorway.

Started by YAU730, February 13, 2013, 09:51:45 PM

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samoht

Quote from: Grant Monkhouse;852511Yes but if they see any modifications and they\'re not declared the I surance becomes void

They haven\'t seen the car yet.  He has the car, so he has control over what state it is in when they come to see it, and what modified parts they do or don\'t find on it.

I\'m not condoning fraud, but if Michael does want to claim on his insurance, I don\'t see anything preventing him from doing so successfully in the current circumstances.

Grizzly

Quote from: Grant Monkhouse;852511Yes but if they see any modifications and they\'re not declared the I surance becomes void
Not always, we had a number of people that the insurance assessor pulled there car up on aftermarket wheels and such things, what happened was they adjusted the Insurance premium and the owner of the car had to pay the difference before the car was repaired. We also had a few Total losses and that was a bit more hit and miss, if they think you deliberately misled them they will just kick the claim out (so no big mods) but they will sort a deal out if they think your legit.

But i suggest you always declare your MOds and get a report with an Agreed value to save any upset.

Grizzly

Quote from: samoht;852513They haven\'t seen the car yet.  He has the car, so he has control over what state it is in when they come to see it, and what modified parts they do or don\'t find on it.

I\'m not condoning fraud, but if Michael does want to claim on his insurance, I don\'t see anything preventing him from doing so successfully in the current circumstances.
Be Very carfull..... The Police take Pics of the scene if they are called out and the Insurance have access to the Pictures. So alter the car at your own Risk, the Insurance got wise about people unmoding there cars a good while ago (there not completely stupid)

YAU730

Made a choice, won\'t be claiming....

But will be taking the engine out and striping a few parts away and sell the shell as got a person who wants it.
Going to try and get a loan from the bank and buy Danny\'s white fd and drive that around for 1-2 years till money is good again then engine back in and happy days.
Michael Yau

samoht

Ok, enough insurance discussion then.

Honestly, I\'m glad that you\'ve got a plan, and that it involves staying in FD ownership :)  Best of luck sorting everything out.

YAU730

Quote from: samoht;852537Ok, enough insurance discussion then.

Honestly, I\'m glad that you\'ve got a plan, and that it involves staying in FD ownership :)  Best of luck sorting everything out.

Don\'t worry, am going to stay FD till death :Thumbsup!:Thumbsup!:Thumbsup!

Just going to take everything slow now as rushing doesn\'t work without cash, if am lucky enough to find a 99-2002 shell then i will take the re shell on so i can enjoy for temp use....
Michael Yau

fil_auto

Good to here the above Michael :)

Phil

clive

Good to hear that although a painfull decision you have decided a way forward and i\'m sure this way you will end up with the car you always wanted.

This way you will still end up driving an FD and I know how this feels as I owned and drove my FD for seven years and had to part with it, and still miss it !
All the best Clive

YAU730

Quote from: clive;852605Good to hear that although a painfull decision you have decided a way forward and i\'m sure this way you will end up with the car you always wanted.

This way you will still end up driving an FD and I know how this feels as I owned and drove my FD for seven years and had to part with it, and still miss it !

Buy and sell, buy and sell, u will always buy a FD back some reason haha....
Michael Yau

YAU730

This might sound confusing but my plan was to buy Danny\'s late spec white 2000 of here and use as a temp run car until the late spec fd i want comes up for sell but will be a waste of money dropping in engine and drop standard back and sell and selling a car ain\'t easy unless u drop it to a stupid price! Danny\'s car is to my liking but its the 2.6 tax band that puts me off, i know its prob not much but am a really fussy person.

But Pip will take my engine out this week and will sell the shell so at the meantime everything will sit at his place till my funds n FD shows up, this could be 1-2 years depending on funds and whenever the car i want will show up, guess am going to be feeling crap for the next 1-2 years....

I will be selling a few parts to build up funds for now but engine will stay in 1 piece and not selling anything off that.....
Michael Yau

Chris@FD

Michael,
 
Bad news, I spoke to you along time ago about HKS T51R turbos under a different username, Had to sign up again.
 
Did you get this all sorted out? If you need some help saving some pennies with stripping the car or rebuilding let me know..

RotorHeid

Quote from: Chris@FD;855405Michael,
 
Bad news, I spoke to you along time ago about HKS T51R turbos under a different username, Had to sign up again.
 
Did you get this all sorted out? If you need some help saving some pennies with stripping the car or rebuilding let me know..

Hello Chris
Who are you ? appearring from nowhere from Ellon and never heard anyone do rebuild in NE.
tell us about yourself and what you can do?

also i\'m frae Aberdeen............

Chris@FD

Hi mate I was on here previously with username natthapon. I had the GT300 kitted rx7.
 
As for rebuilding I can pull a car apart and put it back together.. I wouldn\'t take an engine apart (internals) and rebuild it however i\'d leave that to the engine pro\'s. I would be happy to give my own fd engine a go though but not someone elses.
 
It was more to help that lad out and avoid a nice big bill for simply stripping the car.

RotorHeid

Quote from: Chris@FD;855415Hi mate I was on here previously with username natthapon. I had the GT300 kitted rx7.
 
As for rebuilding I can pull a car apart and put it back together.. I wouldn\'t take an engine apart (internals) and rebuild it however i\'d leave that to the engine pro\'s. I would be happy to give my own fd engine a go though but not someone elses.
 
It was more to help that lad out and avoid a nice big bill for simply stripping the car.

Oh I see, i remember that and though you had left the country.

Chris@FD

Yes went to work in Thailand.. Decided to return.. Just back last week.