23yo trying to get insurance

[H4rry]

Just been trying to get some insurance quotes bearing in mind I\'m 23 (24 in April) and the best I have got is £752 TPFT which I\'d sooner not have and I\'ve tried Peter Best, Admiral (current insurers), Adrian Flux and Sky Insurance. It\'ll be a second car limited to 3,000miles a year and garaged. Anyone got any ideas or should I go for the TPFT for a year until I\'m 25?

[trotter]

TPFT isn\'t really worth the paper it\'s written on tbh matey. If you bin it on a roundabout somewhere you\'re gonna be left with no car and no cash. For an FD it\'s a poisoned chalice to be honest.

I got mine at 23. (5years NCB, no points) and that came in at £1074 fully comp with Sky. I\'d be VERY surprised if you can get it for under a grand tbh. But in my opinion its worth it. The extra years NCB will come in handy if for whatever reason you don\'t get classic policy.

HTH

graeme

[davehg]

there is no way thats for an FD? they normally get the engine CC wrong on the quotes so double check it.

[H4rry]

Being under 25 I\'m struggling for fully comp insurance here, I really didn\'t fancy going for TPFT but I have no idea where to go for this insurance. I\'d happily pay £1000 for my insurance. Next month I\'ll be 24 with 3 years but it still won\'t count for nothing. Are there any under 25s here on fully comp?

[trotter]

Give A-Plan a go, I swapped from Sky to them at 24 and got insured for £876 if that helps?

graeme

[H4rry]

Cheers pal, I\'ll give them a buzz tomorrow and let you know how I get on

[johnf]

Give A-Plan a go

I thought the normal A-Plan branch couldn\'t do it they forward you on to their specialist dept.

May work but I did no good with them and i\'m ooooooooold

John

[m1tch]

Im with admiral fully comp in my FC, but I guess if its an FD its 2 insurance groups higher and it is worth more lol

[FD3S Efini]

i had the very same problem mate im 23 aswell, had the car insured for with sky last year made no claims or anything asnd it raised by over 400 quid which is the reason i have taken it off the road
 
Kris

[H4rry]

Admiral can cover me until my insurance renewal is due but can\'t quote yet for a full term until 21 days before, I could buy the rx7 and keep it off the road for a bit, give me chance to get it how I want, I\'ll definitely keep trying though thanks guys

[karl_tate]

i was with adtrian flux which was around £1100 1yncb, but proof of previous performance cars ownership when i was 23. i ended up getting screwed because i changed the car halfway through the policy, and then back to the rx7 when it was back on the road.
 
currenty with swinton which came in at £680

[fd3szhi]

yer 21 fully comp admirl 1300 for a year limited to 5000 miles all mods declared

[FD3S Efini]

1300 at 21 with mods is pretty good

What mods is it?

[H4rry]

I\'ll get to find out admiral within 3 weeks of my renewal, they\'ve always been good to me so there is hope yet, lol

[Lacey]

TPFT isn\'t really worth the paper it\'s written on tbh matey. If you bin it on a roundabout somewhere you\'re gonna be left with no car and no cash. For an FD it\'s a poisoned chalice to be honest.

I got mine at 23. (5years NCB, no points) and that came in at £1074 fully comp with Sky. I\'d be VERY surprised if you can get it for under a grand tbh. But in my opinion its worth it. The extra years NCB will come in handy if for whatever reason you don\'t get classic policy.

HTH

graeme

Likewise here, 23 years old, no points, no claims on record, 5 years PNCB, and cheapest I can possibly get it (and this is on an FC!!) is £720 annually, ON AN EGI!!

As for an FD, all my quotes came back between £800 and £1400 annually, with PNCB, 3k miles a year, garaged, social only - no commuting. It\'s messed up, they don\'t even ask about the most powerful car you\'ve driven to know if your just a boy racer buying something fast or a genuine enthusiast!