New RX owner

Started by h_kaz89, May 31, 2007, 01:32:44 AM

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Kevin

Quote from: trevtubbyI know this isnt the right way to go about things, and its probably not very..erm..honest.

But I would seriously consider registering the car in your mum or dads name, and pay whatever the insurance is (say £500 - £600).

Then buy another car for yourself, a little run around..and insure it fully comprehensive with a company which lets you drive other cars TPFT. Then you can drive the RX7 legally. It`ll probably cost you around £1,500 ish for both premiums depending on the run around.

Obviously once you turn 21, you`ll have some NCB and you can insure the RX7 yourself.

(Oh by the way I dont know the insurance loopholes and clauses, I know that I can drive any other car TPFT on my policy, but i`m not sure if your restricted to cars of the same engine size and lower etc..it was just an idea lol)

I thought the 3rd party extension to drive any other car only qualified if you were over 25?

deanflowers

depends who you are with and also what job you do, for example a mate of mine was told he couldnt have it because he was a student and another because he worked as a barman, probably thought he would be driving all the ****ed locals cars home lol

TracNGaz

I know they are getting very hot on this at the moment and fewer companies are offering this service, and those that do are charging higher premiums for the privelege for exactly the reason stated above.
Its up to you but do remember that doing this your RX will only be insured at the minimum required cover ie THIRD PARTY ONLY, no fire or theft cover.

Gord-R

Welcome to the Club bud - good luck with the RX. Certainly dont be put off by the mechanical side of things they are v easy to work on - alot of people say they are rather specialist but iv been working on them since i was 14/15

But if im honest i think your a nutter paying silly insurance prices - i simply couldnt justify paying those sort of prices for a raod car - iv grown up around rx7s and would love to jump into one but my god im not being ripped off on insurance!

And i notice you mentioned traders policy you may well struggle on that at 18 - i looked at going onto our company policy and i can go on for nowt , can drive anycar within reason for business use BUT for personal use im restricted to a 1.2 at 17 , then 1.4/1.6 at 18 then im free pretty much for personal use at 19/20. Also premiums are high. Something to bare in mind.

Anyway good luck bud - look forward to seeing progress pics

ta Gord

olly-civic

best thing to do with that car you have is mention the word breaking on here and watch them standing on each other like vultuers to get the good bits lol

h_kaz89

lol thanks for advice olly-civic but ive dugged deep enough in my wallet to go and break it now.
Gord about traders, my friend just got his policy and hes 18, hes restricted on 1.3 but traders insurance goes on the log book engine size and not anything else, and im luky enough to have it as a 1.3 :D.. Going to add my self to his policy, as he happens to be ma cuzn..
Darko shame i didnt see you man.. was their in a micra and mr2.. The micra was the blue one that went in the middle of the round about and embarresed it self with the attempted burn out. My mate was driving and he burnt the clutch, and now its slipping.. Nyc to see you around north west some were.. Maybe you can have a look at the car and tell me what you think. Its going to be out on thursday hopefully, unless the garage delays again. I was their today fitting my induction kit and dump valve. Dont know why but took me 4hrs.. is that normal? because ive done it to mr2s and take like 40mins..

olly-civic

our trade policy has a part that resticts uder 21 drivers to 1.7 petrol and 1.9 diesel and it say excluding rx7 and summit eles, i wouldnt drive my car on a tade policy anyway they do everything and anything to not pay out

Rixio

Be prepared to have bills bills & more bills







































Bills, bills, bills, bills & more bills











































If you get through those then you have...wait for it...more bills...














Enjoy :Thumbs-up

darko32

stop scaring him rixio!! kaz did you see a yellow rx7 parked on the road,my black one was in front of it,the yelow one is laeeq\'s. some things are abit different on rotaries but it all comes with experience,the more you do it,the faster you will get at it. what dump valve you using?

Rixio

Quote from: darko32stop scaring him rixio!!

That was kinda the point :driving


Rixio:wave

ghostjd

This is my first post ever on this site although I have learned alot over the past year of looking through various threads on this site, so thanks everyone.
 
Kaz have you tried a company called greenlight?  www.greenlightinsurance.com or call 01277 263030.

They quoted me £900 for mine with 1 year NC, but I do have access to other cars and I am limited to 6K miles, but all mods are declared.  My car is currently in the garange and will stay there till 24th October :( Then I\'ll have 2 years NCB and the cost will be £810 for the year.  I know this might seem alot to some of you but I live in NI and no one over here will touch a modded car with over 200 bhp (yes I know its 280bhp, 93 type R Jap import).
 
Current Mods
Tein adjustable springs on the car
Full C West Aero Body Kit on the car
Aero GT carbon rear wing on the car
HKS induction Kit sitting in a box in the boot
Blitz BOV sitting in the same box in the boot
And 18" Alloys (not purchased yet as I am very poor at the mo)
 
First years excess is high £550 but this will drop to £350 next year.
 
Roll on the 24th Oct :)

clive

Quote from: ghostjdThis is my first post ever on this site although I have learned alot over the past year of looking through various threads on this site, so thanks everyone.
 

A warm welcome and pleased to see that MRC has been useful to you,

Hope you enjoy your car car when you get behind the wheel :Thumbs-up
All the best Clive

Kevin

Quote from: ghostjd(yes I know its 280bhp, 93 type R Jap import).

255bhp ;).............

anthony

see my thread for insurance for under 25s :)
i found it a nightmare getting insurance when i was 21 (now 23)
im now paying 16/1700 with 3 years ncb, 5 years driving and i own and drive another car.

might try this sure term next year then ? :)

Alison

Yeah you should be able to find loads of info on here about insuring.  I\'m 21 and I\'m paying £1300 fully comp, 2yrs NCB, excess is high, but I do work for the insurance company so perks of the job I guess. (And it helps being a girl maybe)
 
4000 on insurance is scary mental money!.
 
Enjoy the car though!!