watch what you say!

[Jame5]

if this was the case how come this \'case\' hasnt been settled yet?

Blitzboys case? It has just been settled. Awesome news. Take a look at the thread.

[banned advertiser]

if this was the case how come this \'case\' hasnt been settled yet?

I believe they have agreed to pay now.
My point is that if you dont tell them and get caught then you cant fight it with any legal body and expect to win.
If you have been totally upfront and they welch on the claim you can have your own thread for the world to see, write to the ombudsman and even take to court.
Had Blitz lied he would never have been paid and how would he of been able to fight the insurance company.
If you dont list all mods then you have to be prepared to take the chance that if insurance companies dont pay you have no choice but to walk away.
It aslo means that all the time insurance companies know guys are not declaring then its there excuse for being utter b8rstards

[D1 WTF]

good i am all legal then isnt it  :yes  :Thumbs-up
thats why i changed my insurance company last week, cause my dad thinks that insurance would be able to tell the difference between stock twins and a T70/ VMIC/ etc
and when i put my suspension on then i will tell them and so on.  i will prob just have to pay out some more for the privilage (hopefully not)

[D1 WTF]

lets face it though i am third party and my car is only insured for what i paid for it.  that i think is about half the value of the engine mods i am in the process of doing (which they know about).  all insurance is doing is making me legal to drive it really.  if something did happen i dont really expect to be able to build the same car again.  INSURANCE IS A JOKE

[Rotary_Menace]

Insurance is a joke and it is not regulated in anyway which favours the insureie, most young people like me cannot effectively use an rx7 as a every day car due to the fact it is not a economical car so will have something else as a runabout meaning we can insure our car in the summertime as rotary-art posted the other day every car is now going to have to be insured regardless of wether or not it is going to be driven. The UK is now a joke to live in.

Neil

[Rixio]

My insurance company said they\'d cancel my cover if i kept the snap off wheel, would you rather have a nikd car or not declare it! I have a cage aswell, so im not covered insurance wise anyway! At the end of the day Id rather be safe then be dead...

A friend of mine was almost killed 2 weeks ago when he was t-boned at a dual carriageway junction...He was hit at over 80mph! The fire department had to cut him out of the car!!! They said the cage saved his life!

As for this forum stuff, a guy on SOC was found to have extra mods that he hadnt declared that they found on the forum. They traced him back because he had posted his real name and address in the for sale section!

[D1 WTF]

this is the thing if "someone used my loggin in which i am sure they did, :p and posted my number plate etc then that is a fairly big give away for my insurance company to think it is/was me posting"  even though it might not be and wasnt.

[kermit]

Its the "Old Bill" you have to look out for now too.  I have heard that at meets they take pictures of your car and contact insurance companies to check that mods ie. alloys, bodykit, have been declared.  

First thing you know about it is when a letter comes through the door and your policy has been cancled for not declaring them.

[D1 WTF]

right that is it i will not post any more or take my car out of the garage either!













b*ll*cks to that.  i am legal, but i will watch what i post (not that i think i could incriminate myself but you know, worth bearing in mind)

[iaint]

One thing to note where mods are concerned is that the 3rd party liability (which is the legally required part of insurance) is not impacted by undeclared mods etc.

[Adriansturgess]

Its the "Old Bill" you have to look out for now too.  I have heard that at meets they take pictures of your car and contact insurance companies to check that mods ie. alloys, bodykit, have been declared.    

Amazing the police have so much time and enthusiasm to do this. Heard about the crash for cash scam, where guys deliberatly pull in front of you and cause you to hit them and then claim inflated repair costs and personal injury etc etc. Insurance companies know it goes on and are trying to identify the culprits.....Police? Not interested.

[Domwhite]

My insurance company said they\'d cancel my cover if i kept the snap off wheel, would you rather have a nikd car or not declare it! I have a cage aswell, so im not covered insurance wise anyway! At the end of the day Id rather be safe then be dead...

A friend of mine was almost killed 2 weeks ago when he was t-boned at a dual carriageway junction...He was hit at over 80mph! The fire department had to cut him out of the car!!! They said the cage saved his life!

As for this forum stuff, a guy on SOC was found to have extra mods that he hadnt declared that they found on the forum. They traced him back because he had posted his real name and address in the for sale section!

So they won`t cover a cage? Thats stupid as hell. Cage reduces damage, damage reduces personal injuries, less personal injuries reduce payouts!!!! Bunch of ****ing monkeys:Nono!

[Rotary_Menace]

How about on the agreement when you sign up to mazdarotaryclub. you cant join if you work for a insurance company? wont stop them but not being able to search would make things a hell of a lot harder

[grinder]

i do my insurance backwards then - i have all the mods listed - but havent fitted them

the guy suggested this and said there wouldnt be a problem with it

saves hassle when you add things thru the year

Stu

[Prof]

That\'s what I am doing Stu - then you can just get on with stuff and not feel guilty about it !

Looks like it\'s going to be pricey though