watch what you say!

[D1 WTF]

not much is being said/posted in the last few days, so i will start a thread which will prob get a fair bit of responce.

i was reading a post elsewhere that a large number of people have probably also read, but if you are one that hasnt then this is a warning.

be careful what you say on forums as it can come back and bite you in the arse.  
Apparently insurance companys spend time trawling through forums :Typing and there for might be able to find a few people they insure.  
therefore if you dont list mods and state them on a post etc they can find out.  
if you under estimate power increases and post up a true print out, they could find out.  
there are plenty of other examples

if such things were found out it could/would invalidate your insurance.  

this is and was a true eye opener for me, i didnt think this sort of thing was possible (nieve i know).  but i know for a fact if my insurer wanted to find me it wouldnt be hard as i have posted my number plate up plenty of times.  

i dont know if this has been said before but like i said just a word of warning.  this has happened to others on this forum.  not trying to scare anyone, but useful to know in my opinion.

[Bobbit]

good advise that buddy. Bit scary tho, good thing for me there are 14 other red rx7\'s in my village and they all are members here! (figure that out mr insurance man!):wiggle

[Jit]

or be like me lol!! and keep posting how standard your engine is!!

[probedb]

Technically it\'s impossible to enforce.

They\'d have to prove that it was you logged in and using your account at the time the post was made. Your IP address is meaningless, they\'d have to have evidence that you were actually sitting typing the post.

This has already been successfully used as a defence against the RIAA in the USA when they tried to sue someone for downloading music.

[rx7veilside]

how about be honest and list all your mods that way u dont have to worry..why is it we think its ok to con the insurance company and then cry foul when they try not to pay out..play the game ad list ur mods if u want to be covered.sorry for being a bore

[Prof]

kind of have to agree with the above - I am going through the process of reinsuring now, and want to make major mods to the engine / suspension - it\'s going to mean paying another £200-£300 a year, but the insurer will allow further mods as long as I let them know ahead of time.

Seems fair to me, and more over, if anything happens I get the money back for my mods as well as the base car, on a \'like for like\' basis.

[D1 WTF]

how about be honest and list all your mods that way u dont have to worry..why is it we think its ok to con the insurance company and then cry foul when they try not to pay out..play the game ad list ur mods if u want to be covered.sorry for being a bore

what insurance comapny do you work for?  :rollin

this is exactly what a member on this site did but yet they are still fighting the insurance company 3 months down the line.  
i am just saying be careful.  i am doing some engine mods and fitting some wheels and i have had to change my insurance company as my current one would not allow me to do that.  however it dont seem to be that easy.  
and i am sure not EVERYONE on here as listed everything.  

like someone stated else where how far do you have to go on listing everything, if you change your pads to a brand.  black diamond for instance and you hit the back of another car.  what is to stop them turning round and saying you have aftermarket pads on the car that they didnt know about and that is why you couldnt stop in time.  doesnt matter that they are better, it seems insurance will do anything to get out of paying up.

[Bobbit]

i totally agree with prof and rx7veilside. But it is sneaky of insurance companies to go looking through website in the effort of geting out of paying for a claim. Look at Blitzboys efforts!
Also people could be writing complete rubbish, I\'ve got 3 t88 turbos on my rex! and it flies! Goes 98 mph backwards and can made seagulls poo themselves at 3.6 miles from the noise alone! See! (ps it\'s all true, in MY mind!)

[D1 WTF]

well i wasnt going to name anyone but at least someone knows what/whos claim i am talking about

[iaint]

how about be honest and list all your mods that way u dont have to worry..why is it we think its ok to con the insurance company and then cry foul when they try not to pay out..play the game ad list ur mods if u want to be covered.sorry for being a bore

:Thumbsup! pretty much what I was going to say!

[Jit]

see i can semi see where the brake thing is coming from with insurance company....when you fit aftermarket pads, you are changing the operating envelope of the braking system (whereas with OEm, you might have a temp range of say 50-150 deg C, by fitting supposed aftermarket brakes, you more than likely change the temp range and so within certain ranges (say too cold for example) you might not have as effective brakes....

[banned advertiser]

This has been going on for years, insurance companies also go to photo graphic companies and go through the track day photos.
Already been said be honest with them about all mods then if in Blitzboys case you get stung they will have no leg to stand on when it goes tits up for them. Dont delcare and the motorist becomes the vilan, and then you also have no leg to stand on.

Top tips

Alway declare all mods
Always obscure number plates when posting on forums
Always remove number plates when doing track days
It has been known for insurance bods to be at track days as spectators, because they know mmodont take plates off the cars thinking that they will obscure them when posting.

[Jame5]

For once insurance companies having access to forums actually worked in my favour. Someone smashed into my old uk sunny gti-r. I had it up for sale at the time. The car was written off and I was offered something stupid like £1.5k. I pointed the insurance dude to my ad on the gti-r club and two other uk sunny ads and he agreed to the 5k asking price of the car. Sweet!

Shame they didn\'t investigate the idiot that crashed into me. He is forever posting about his races and carpark antics on the 200sx club. He was being a pillock at the time of the accident too. Still fighting liability 18months on and I have 3 witnesses to his none. :2Mad

[D1 WTF]

Already been said be honest with them about all mods then if in Blitzboys case you get stung they will have no leg to stand on when it goes tits up for them.

if this was the case how come this \'case\' hasnt been settled yet?

[Jame5]

if this was the case how come this \'case\' hasnt been settled yet?

Blitzboys case? It has just been settled. Awesome news. Take a look at the tread.