young driver, insurance ideas anyone?

[dandan]

Ok,
I have just scraped enough money together to buy my first Rx, probably going to be a 92-94 import, not modded if possible and worth about £5000
The major problem is I\'m 23 and although i have six years driving experience, i never had my own insurance so i have no no claims! I have no accidents and only 3 speeding points that are over 3 years old.
the car will be 6000 limited mileage and garaged, can anyone point me in a cheap direction?
elephant comes up at £1400, can it be beat?

Dandan
soon to join the flock!

[robedwards99]

I was gonna say try Elephant.... they did me the best deal I could find a few of years back when I was in your situation.

The 10 month bonus accelerator is really worth considering.

[johnf]

If that\'s fully comp it sounds pretty good to me, considering your details.


John

[peterch]

Try Adrian Flux on 08700 772233

[robedwards99]

Originally posted by peterch
Try Adrian Flux on 08700 772233

Adrian Flux don\'t seem to like young or no NCB drivers... they quoted me £2000 on a RX7... 4 years NCB.. but bad history.

[dandan]

right then,
in answer to my own question really, i think i will go for Elephant, i just added my 25yr old brother with good driving history to the policy, it is now £915 fully comp!
now, i have to find a way to stop him from driving it...

[Andyp]

no engine mods allowed with Elephant .. no air filters or anything so have a spare handy in case ya **** it hehe

[robedwards99]

Originally posted by Andyp
no engine mods allowed with Elephant .. no air filters or anything so have a spare handy in case ya **** it hehe

When I got my quote from Elephant they asked me about mods... and when I had my old CRX that was modded they insured no probs. :s

[ScuttleRX]

regarding mods they seem to be one of them companys where it depends who you get on the phone, otherwise they aint bad at all

I was insured with them with body kit, exhaust, alloys, ecu, filters (dont say the word induction!), and they were about to insure me with suspension too but then the renewal came through the door, shocking to say the least

[robedwards99]

A good thing to do with Elephant is get a quote online, but use the neighbours house number. They will email you a reference code for this quote.... then phone them for a quote using your own address.. if the online quote was cheaper tell them and give them the ref code they emailed you... they really have no choice but to give you the cheaper price as the only difference in the details is the address, and if its next door they can\'t really say its any different.

This worked for me on my last renewal, saved me about £140

[Andyp]

Originally posted by robedwards99
When I got my quote from Elephant they asked me about mods... and when I had my old CRX that was modded they insured no probs. :s

they never told me until I phoned up, i\'d had two cars with them with inductions - said they neevr will and never had insured any engine mods - anything else is fine oddly enough

[Steve Burnett]

Im with elephant and have all mods declaired.

CAT back
mid pipe
Apexi PFC
Induction kit (not just different filter)

And they were very cheap for me after I was about to cancel my insurance.

[davehg]

i was 23 when i first had my 95 import and was quoted 1200 now its 1000 for my modded single 93 but i do have 5 or 6 yrs nc bonus

[Kieron]

My quote was £1500 fully comp, 21yr old no ncd, thats for an MR2 turbo and the RX7 when its ready.

Not bad really!

[Ada7]

You can get some good deals if you belong to a club :rollin