Urgent, help please!!!!!

[J.j.]

Can someone help me please!!!!!!!!!!!!!!!!!
I know this is probably in the wrong section, but don\'t know where to post this...........
Had a accident last week, was waiting for insurance company to give me a price........
Just now got a call from them, and was told that it doesn\'t look good, they might well refuse paying out.
Reason, I didn\'t declared the induction kit and dump valve. They were sort of ok with the induction kit, but seem be have problem with the dump valve, and told me that most of the insurance company wouldn\'t touch a car with a dump valve in there ??
Why?
Im so stressed and scared right now.............

[Mazdarotaryparts]

Wish l could help more but the only thing l can think to say is that you tell them an RX-7 has a \'dump\' valve fitted as standard and that it\'s just that it now has an aftermarket replacement and that there is no power increase because of this being fitted.

Really hope this helps, if only a little bit.

[BlitzBoy]

Well the RX7 comes with a factory dump valve as standard! , but Mazda call it somethin different "Charge Relief valve".

If you have an aftermarket one, so what! it doesnt increase performance, maybe the previous owner replaced the original one because it was faulty.

Maybe you can get in touch with an Rx7 tuner/garage who maybe could write you a letter clarifying this to the insurance company.

[BlitzBoy]

you beat me to it Clive lol

[J.j.]

I don\'t understand...................
A dump valve?
Most of the insurance company wouldn\'t cover it??

So stressed and scared..............

[Gman]

Can\'t you say \'what aftermarket dump valve? is that not the standard one??\'

[J.j.]

What can I do??
Don\'t even know when they can give me a straight answer...........

[rx7veilside]

which insurance company is this..they are talking complete rubbish.no matter what u call it all turbocharged cars run a valve just that most are recirc or internal as turbocgarger life is their main function when u lift off to stop all the boost flowing back over the turbines the valve releases the pressure normally back into the intake.the one and only reason us sad gits fit an external one is for the noises as there is no performance gain at all and that includes all the waffle about faster spool up between gear changes etx..and as for cone filters most of them will loose power over standard due to warm air being sucked instead of cool.cone filters and dump valves are the most hyped increases ever and a load of waffly.they just sound good for induction noise and lift off.the only thing the ins co can querry is ur non disclosure but they will have a hard time proving either of these items have anything to do with the loss adj of the car

[J.j.]

Can they actually refuse a claim due to induction kit and dump valve?

[J.j.]

the loss adj of the car

??
The insurance company Im with is a broker called Auto torque, and they\'ve insured me with Northwich Union......

[J4P RX]

Originally posted by J.j.
Can they actually refuse a claim due to induction kit and dump valve?

Yes, and if they are being very funny about it they can do a lot worse...

They will still have to pay out to third parties though IIRC, but you might not get anything yourself.

[J.j.]

Yes, and if they are being very funny about it they can do a lot worse...

??
In what way??
If Im any less health, I\'d have had a heart attack right now.....
Never been so scared.......
This rex is my only car.......  had to save up for more than 2 yrs, then spent lots of my saving fixing it in the last two months........

[gsb876]

It seems the "company" are trying to get away without paying out, most companies will try to get out of paying one way or another, so get advice from either another insurance company or someone who may have more info for you.

Speak to them explaining that a release valve comes as standard with the rx7 and they should have known that in their listings???

Goodluck matey:(

[ro284]

Sounds like they will use anything for a cop out! can the club help in any way i wonder, it could be in all our interests for this to be settled! does this mean you were not covered to drive the car, merely because they dont understand how these cars/engines work! Good luck mate,
Bob

[J.j.]

Don\'t know where, who to ask apart from here...........