Just wanted to direct people into phoning Houghtons again. I got a superb Quote a few weeks ago and i think they have done 1 better this time.
Ok so you have to be 25 or over, and the car has to be 10 yrs old for the classic car policing.
BUT:
I got a quote on a 94 RX7 for £358, now im 26 with 6 yrs no claims which i guess is about average.
Today i phoned them to tak about mods. Since im looking at a car with some mods. So i ran through a list of bodykits, wheel, Spoiler, Exhaust,ECU, Induction Kits. Blah, Blah. I told them everything. They took the details to their underwriter and then called me back to quote:
£395.18 Fecking Brilliant Eh??
Also they have decided that for an extra £200 they will put my 24 yr old miss\'s on the insurance. So now she is over the moon.
Nice Work Houghtons!
Stu
:) :)
got any contact details stu? :)
Hi mate,
Thats about what my quote was at first, but they based that on the engine being a 2-3! (thier insistance) when i corrected them and told them my RX7 has a capacity of 2616cc and is a twin turbo Jap import they added on a another £340, Best make sure they are on the the ball with engine size as you dont want to be under-insured, but i would like to know if they have got it right,
Cheers Bob
I had a quote from Houghton too for my 93 R1 with loads of mods including a single turbo, all of the above criteria apply and it had to be garaged at night and was limited to, I think 4 or 5000 miles per year. I\'m 29 and my quote was 458 quid fully comp! I did e mail them back asking if they were sure all the details were correct.... and they were! Makes modifying a car affordable:)
Mark.
Thank you Houghton, I\'ll be taking the policy out once I\'m back on the road.
thanks dude, I went with tesco in the end as it runs out tonight and was happy with them.. be cool if we could get a number for houtons thou, couldn\'t find them on the net at all :)
Need to change my avatar now the spirit has gone!
Number for Houghtons is: 01582867763
I\'ve just been quoted by tesco, but they say I need a tracker. Has anyone here got one fitted? What are the costs involved with that?
A tracker will set you back about £300 for it with £100 subsciption for about £100 a year or £500-600 for a life time sub with the tracker included...
Yeah I looked at the trackers and decided that my premiums were high enough, without an extra £400 on top.
Gonna go with Aon now, was gonna be Houghtons but Aon said they would match the quote (minus a few pounds) plus unlimited mileage and a much lower xs at £250, rather than £750. Only a Cat 2 needed. £819 all in. Cheaper than the Fiat 20v Turbo last year!
Both Aon and Houghtons worth a recommendation here.
high 5 houghton\'s :wave
i\'ve been keeping a close eye on this part of the forum, in the hope that i could cut corners on the laborious task of finding the right insurance quote...
i saw houghton recommended by a few forum members recently so tried them first. spoke to a guy called robert jackson - good bloke, very helpful - and got a quote for classic insurance...
300 quid fully comp with 250 excess, limited to 5000 miles:eek:
tempted to end the search right there..
unless anyone reckons i\'ll find cheaper?
gord:D
I would call Aon for a quote too, as I said before Houghtons were my cheapest quote until Aon matched it, and then knocked a few quid off. Plus they up\'d the mileage from 7500 to unlimited, and lowered the xs from 750 to 250!
Aon 01384 552825
Tell them your a MRC member
cheers for the tip, mate. i\'ll try them tomorrow.
tbh i\'d be happy if they only matched the premium and excess but upped the mileage ;)
gord:D
just tried aon - they don\'t do 3s, just 7s & 8s. They don\'t do a classic policy either.
thanks for the tip tho.
gord:D
ps PM sent.
i spoke to ano im 30 they want cat 1 350 excess 5000 miles and 551.40 that with club discount did you take a name of the person you spoke to ? not manage to get the other company to awnser there phone yet
I\'ll try to find the name of the person I spoke to when I get home. My quote with Aon is just over £800, but that\'s unlimited mileage, and only cat 2 needed (obviously getting a good cat 1 though), and the small matter of 9 points on my licence! :eek:
I\'m well pleased with that, and thank my wife for it being so low, as without her I would need to pay almost £1000 more!! If you have a partner or wife you can put on the policy (better if they\'re over 30) then the insurers see you as being more responsible and you get a better deal.
do either of these clubs insure 23year olds or are they 25 and overs?
also, is classic insurance only available to 25 years and overs? or was it just in haughtons* case
Cheers!
Ger
Just to let people know...houghtons can now no longer insure people under 30.... just tried to get a fresh quote and with me being 27 they couldn\'t help...... bugger!!!
Adam
strange i\'m just off to read the paperwork cause i took a policy out 2 days back & am filling all the details in now for my FD as part of specialist vehicle cover thingy & i\'m 27........although i am gorgous maybe that had sumin to do with it (http://instagiber.net/smiliesdotcom/ups/DeNiro/freak.gif) lol
Si
They said to me when I called it depends where you are, what you have driven and claims etc. Where as they may be able in one area to offer insurance for a 24 year old (if you have experience, low risk p/c for example) in some areas you have to be 30 +
They said to me, most of the time you have to be 25 + with experience :)
Well just got off the phone again to houghtons. They say my age is the problem....27. I need to be 30. Thats the only thing going against me.... (full no claims, no point, crash\'s, owned RX\'s for the last 6 years) I explained how they seem to be insuring other people under 30 but they say they must not be taking out classic car insurance......:(
Never mind, phoned AON and they have quoted really well, so i have gone with them.....CAr passed it\'s first MOT yesterday so hope to register her thiss week, then she\'s on the road at last :)
Cheers
adam
Maybe the have changed there policy due to demand from FD owners? I have a classic car policy with them and im 26.
Probably got a little scared at the risk that they were taking on.