Not sure if this is the right section but here goes:
Ive been after a fd3s for a while now but i constantly keep coming up against obstacles. Mainly trying to get temp insurance to test drive one. At the tender age of 22 the likes of dayinsure just laugh at me and my own insurance has given me a dozen or so excuses not to let me get insurance that way. I cant really expect the seller to faff around adding me to his/her insurance so im pretty much relegated to dealers.
ive spend the last 3-4 months constantly scouring autotrader/pistonheads/here/fduk but nothing has come up (rebuild is allmost mandatory, mods i can cope with as long as they arnt coilovers as suspension mods are also out of the question and it can be any colour so long as its black.) so im here in desperation. Is something likely to come up or do i bin the idea and get a r33 gtr instead ?
I feel your pain - I\'m a decade older than you and similarly couldn\'t get insured for a test drive. In the end I bought a privately sold car solely on the basis of a passenger ride - as it happens, I\'ve not been disappointed. I guess if I had been, I would have sold the car on again, which would have been a hassle but not the end of the world. (the guy I bought it from had only had it for 2-3 weeks & sold for at least what he paid for it)
Certainly my impression of FDs at dealers is pretty poor, they don\'t really seem to understand rotaries.
Out of interest, is the test drive in order to try out the FD in general, or in order to evalute the particular car you\'re looking at?
I can\'t see how an R33 GTR is going to be any easier to get insured for a test drive tbh?
Btw, if you\'re able to give a more precise location than \'England\' then it\'s possible someone near you might have some suggestion/offer of how they could help you.
the test drive would be to evaluate the individual car, having never driven an FD before i\'d only be looking for the basics (doesnt spear off under braking, slipping clutch, ect). Im a bit wary of buying a car based on a passenger ride, i was also offered to test drive 2 cars from this forum completely uninsured down a side road. Both of which i duly refused and didnt bother looking at any further.
On the GTR front there are many more of them and there are a fair few at dealers, plus the rb26 engine is bulletproof so its easier to find a decent one than a decent rotary.
One possible option:
Find a car, check it over, compression test, passenger ride, so that you\'re otherwise happy.
Call insurance company and take out normal annual cover (or switch your cover over from your current car if you have one)
Take a test drive
If as a result of the test drive you decide that you don\'t want to buy, then call the insurance company and cancel under the distance selling regulations 14 day cooling off period (or just swap back to your previous car if you have one)
I haven\'t tried this, but it should work..
Distance selling wouldn\'t lose the \'admin\' cost though i doubt. If you are buying from a dealer they will have demonstration cover on their insurance. My demo cover will cover the car, test driver and myself providing i sit in the passenger seat, any half decent dealers would have this option.
When you go to a dealer take your drivers licence and a reasonable cash deposit so he or she will be able to recognise you as a customer not just a time waster / test pilot. I\'ve had young lads just turn up without a call first asking \'can i get a drive of that mate\'...........answer is usually no! If a customer firstly calls to ask a few questions then turns up with a licence and deposit then they\'ll then be able to drive :cheers. Take the sensible approach to the dealer and you\'ll get a far better service.
I agree, you\'d probably lose out an \'admin fee\'. If you found one car you were fairly sure you liked, and just wanted a test drive to confirm it drove right, then maybe that\'s an acceptable cost to bear. If you wanted to drive a number of cars to compare how they drove, then probably not suitable.
Anyway, sounds like rx-dave is a dealer who sells and understands rotaries (?), so maybe Mr r37 should be making a trip to Wales ?
ive allready tried that, they refused on the basis that the car would have 2 insurance policies on it which is illegal.
as you\'ve said im pretty much relying on one oft he dealers on here having something in.
Quote from: r37;846768ive allready tried that, they refused on the basis that the car would have 2 insurance policies on it which is illegal.
as you\'ve said im pretty much relying on one oft he dealers on here having something in.
Is this not a myth? Surely this is why insurance policies have the "in case of any part of a claim being covered by more than one policy we will only pay our share" (words to that effect at least) part in them.
So the only real way to actually have a crossover is fully comp on both policies and the car being damaged/stolen etc. in which case you will only ever get 50% from each policy (or each policy will only pay out its share for what it covered). So long as you don\'t try get 100% from both, which obviously would be fraud but that wouldn\'t mean having two policies that cover the same car are illegal, rather fraud is - much like making any false claim.
When I had a quick look, there were a lot of claims arguing both sides of the fence but no actual legislation stating it was. It may very well be the policy of insurance companies that your insurance will be invalid if you have multiple cover on it or something like that, but when I just skimmed through mine I didn\'t see anything saying that. But I hasten to add it was a very quick skim and would easily have missed it if it was there.
If someone has some hard evidence I\'d love to know what the law actually says, interested now.
Alternatively ask someone with third party drive any car to test drive it for you, of course the dealership would probably say no unless you left the full amount for the car as a safety deposit.
Quote from: r37;846768ive allready tried that, they refused on the basis that the car would have 2 insurance policies on it which is illegal.
as you\'ve said im pretty much relying on one oft he dealers on here having something in.
Two policies are not illegal but dual insuring to pursue 2 claims is :2Confused
I stopped importing RX7\'s around a year ago as the last few were an absolute pain in the arse!! It\'s a real shame as i still love them but rarely sell them now due to uncertainty about the reliability even with good engine compression & health at the point of sale :(
Have you tried Martin at Speedline Imports on here? He\'s a decent guy and i\'m sure he\'d have demo cover providing you can show him the funds to buy from him, worth a call :Thumbs-up
Dave.
either way my insurance wont do it and the only person with 3rd party cover is my mum, who thinks her 1.6 307 is too fast and point blank refused. Ive been keeping an eye in the speedline section anyway, plus i have a convertable to sell in the spring so im in no massive rush to do anything at the moment.
Quote from: samoht;846751One possible option:
Find a car, check it over, compression test, passenger ride, so that you\'re otherwise happy.
Call insurance company and take out normal annual cover (or switch your cover over from your current car if you have one)
Take a test drive
If as a result of the test drive you decide that you don\'t want to buy, then call the insurance company and cancel under the distance selling regulations 14 day cooling off period (or just swap back to your previous car if you have one)
I haven\'t tried this, but it should work..
I did this when I bought my MR2, not to gain cover for a test drive, but to get home. It was a sunday and the broker I\'d got the cheapest quote from was closed, so I bought insurance from Direct Line and cancelled it the next day once the car was on cover with the cheaper company.
Didn\'t even pay an admin fee, though they are entitled to charge you something.
Quote from: rx-dave;846806Two policies are not illegal but dual insuring to pursue 2 claims is :2Confused
I stopped importing RX7\'s around a year ago as the last few were an absolute pain in the arse!! It\'s a real shame as i still love them but rarely sell them now due to uncertainty about the reliability even with good engine compression & health at the point of sale :(
Have you tried Martin at Speedline Imports on here? He\'s a decent guy and i\'m sure he\'d have demo cover providing you can show him the funds to buy from him, worth a call :Thumbs-up
Dave.
Martin didn\'t have demo cover (at least, I couldn\'t take a test drive) and I don\'t believe he\'s importing whole cars any more. I agree he\'s a good guy though ;)
Did you have cars that you bought whose engines blew before you could sell them, or the new owners complained the engines blew after a week, or just the perceived unreliability meant that no-one would buy them? Anyhow sorry to hear you\'ve had to call it quits on selling FDs.
Marf\'s idea is what I was thinking of. If you sell your own car first you can go to a different insurance company for the RX-7 (you could anyway although you can\'t use NCB on two policies at once normally).
I used to import them in batches of 3 or 6 depending on what was available but some of them would end up getting towed onto the boat flooded which then left them open to water seal damage after several weeks of travel :3Confused
The cars would sell pretty quickly and return reasonable profits but looking at the cars i sell on a general basis the most problematic cars were always the FD\'s. Then the FD sales started to die a death so i took the decision to give them a wide berth which is a shame as i often had around 10 in stock. People would laugh when they came to my unit as it holds 16 cars and most were FD\'s...........i see you like these were the usual comments :Giggle
Anyway, back on track for the thread, i\'d look around on here and FDUK for a decent car as well as dealers. Go and look over the car, get taken out as a passenger, ask the seller to take you to an industrial that\'s quiet, stick a bag of cash in his lap to cover the car, drive the car then A/ take your money back if you don\'t like the car or B/ take the car away if you like it and haven\'t bumped it.
There are loads of small / private individuals who can transport the car of your choice back to your home so you do have options :cheers
Dave.
I had the same problem, I bought My FD when I was 18 and I got my dad to sign the reg document and insure it and me as a named driver, under my own policy with my outher car i could drive any car with the owners permition so that\'s how I did it. I\'m 23 now and have 6 years no claims so I insure it under my name now, but its still not cheap! Roll on 25!!!!