Hi guys, curious to know what people are paying insurance wise..
i\'m 26, adrian flux have up\'d mine to £850 a year, with a handful of mods declared (filters, alloys, exhaust), 4000miles limited mileage.
am i getting raped? or is this about normal. I had hoped my premium would have dropped now i\'m not in the 17-25 age bracket...
how old is your car, as some decent insurers will do the car on a classic car policy and you can get it down to under £300!!!!
have you tried using the search function? there is a thread with a list of insurers to get cheap quotes from, also if you become a member of the club it could help you get cheaper insurance
hi there, 1994 M, liking the sound of that!
Depends on your licence, any penalty points? No Claims bonus? Car garaged? and where you live?
These make quite a difference.
Does sound a tad expensive though. I\'m paying the same as you with A/F with all mods declared (420bhp single turbo with all supporting mods)
Deffo shop around though. Most classic policies are happy with the limited mod\'s you\'ve got. I had no chance with mine :Giggle
Im also with A/F 26yrs old, 4 yrs no claims living in West London. My Rx has a t51 and supporting mods and im paying 1200fc on a 5000 milege. I tried all the insurers in the insurance section here and Flux beat the nearest one by £200
29y/o, 400bhp ish single, lots of mods to pretty much everything except subtle exterior, garaged, niceish area of midlands town, parked on driveway, 3k/year, no claims/points/anything, £350. It\'s a second car though.
That\'s through REIS.
25, no points, no claims.
i\'ve got two cars with Sky. FD is on £700 tpft, 3k miles and a Micra on £400 tpft no mileage limit, mirrored no claims on both. that was the cheapest i could find for insuring two cars.
oh, FD has enough mods on twins to put out 320bhp.
£1600, 3000 miles......
Got mine on a Classic policy with Peter Best limited to 3000 miles all mods declared.
Single Turbo GT35R with all the supporting mods
comes in at £350 this year (suspect it will go up next year, in line with everything else!)
Oh I\'m 33, no points (touch wood) and full no claims (touch wood again).
23yr old
1500miles(on track doesn\'t count)
No points
Mods declared
4 years no claims
Classic policy peter best
£350 per year, my misses FD policy is exactly the same as above and she pays £290 again peter best
They are the boom:burnout
Quote from: rx7boy;76522923yr old
1500miles(on track doesn\'t count)
No points
Mods declared
4 years no claims
Classic policy peter best
£350 per year, my misses FD policy is exactly the same as above and she pays £290 again peter best
They are the boom:burnout
Dont you have to be over 25 to be considered for a Classic Car policy?
I\'m also 26. 1992 FD3 set my mileage to 6000 a year. Doubt I will do that but just in case I want to. Got 3 points on my license for miss timing a red light a couple of years ago. All my mods are declared though no really major ones. Also have a subaru impreza turbo wrx. 04 plate. and have nearly 9 years protected no claims bonus on that. I\'m with sky who being that they are a broker put me with a company called markerstudy. they also made me aware that no claims bonus can only count on one car at a time so left it on the subaru. and also officially you can Not get classic car insurance on a modified jap import. but I\'m happy with the deal I got anyways. £850 fully comp. and currently have the subaru with elephant paying over £1400 but sky said when that runs out let them know and they will also do that for £850 for me :)
btw how do you guys get such cheap quotes from Adrian Flux? I have always found them the most exspensive I could possibly find anywhere. No matter what I told em be it the Subaru Or the RX7 Mods or no Mods. Points or no points etc etc. They always want 5 grand out of me. Then I just tell em "No I dont wish to take out shares in your company, I simply want to insure my car. Goodbye" lol
Quote from: Lacey;765231Dont you have to be over 25 to be considered for a Classic Car policy?
We assumed the same till we gave them a call, having said that we started with them 3yrs ago and I know now then won\'t qoute for any under 25\'s. So then have changed their requirements. Can\'t recommend them enough, have been nothing but awesome.
Quote from: carlbrainiac;765233I\'m also 26. 1992 FD3 set my mileage to 6000 a year. Doubt I will do that but just in case I want to. Got 3 points on my license for miss timing a red light a couple of years ago. All my mods are declared though no really major ones. Also have a subaru impreza turbo wrx. 04 plate. and have nearly 9 years protected no claims bonus on that. I\'m with sky who being that they are a broker put me with a company called markerstudy. they also made me aware that no claims bonus can only count on one car at a time so left it on the subaru. and also officially you can Not get classic car insurance on a modified jap import. but I\'m happy with the deal I got anyways. £850 fully comp. and currently have the subaru with elephant paying over £1400 but sky said when that runs out let them know and they will also do that for £850 for me :)
Not 100% on your point about classic policy insurance NOT covering modified Jap imports as many of us on here and also FDUK have classic policies as our insurance company, and I\'m pretty sure the insurance under-writers would kick up a fuss if you were correct ???
Quote from: rx7boy;765238Not 100% on your point about classic policy insurance NOT covering modified Jap imports as many of us on here and also FDUK have classic policies as our insurance company, and I\'m pretty sure the insurance under-writers would kick up a fuss if you were correct ???
Yu, I\'ve had classic policies on my FD for the past 3 years, with 3 different companies.
28 Y/O
1995 fd
3000 miles a year
full mods declared
3 points
EN9 area
drive way parking
£600 with REIS
Quote from: rx7boy;765238Not 100% on your point about classic policy insurance NOT covering modified Jap imports as many of us on here and also FDUK have classic policies as our insurance company, and I\'m pretty sure the insurance under-writers would kick up a fuss if you were correct ???
Well I did query it with Luke tillbrook at sky insurance as the previous owner told me he did have it on a classic policy and was paying just £300 and I said that to them and they said that\'s probably because he told them it was the UK spec car with no mods. He said that is the only way he could have had it on a classic policy. In which case if/when he would have had an accident he would not have been covered. And previous owner was with peter best. And when I tried putting in my details with the car on their website and I\'m the same age as previous owner. It also said on their website that the car is not eligible for a classic car policy. Though I am confused as like you say pretty much all of you on here have the jap imports and heavily modified and got insurance no questions asked...
Quote from: rx7boy;765238Not 100% on your point about classic policy insurance NOT covering modified Jap imports as many of us on here and also FDUK have classic policies as our insurance company, and I\'m pretty sure the insurance under-writers would kick up a fuss if you were correct ???
Well I did query it with Luke tillbrook at sky insurance as the previous owner told me he did have it on a classic policy and was paying just £300 and I said that to them and they said that\'s probably because he told them it was the UK spec car with no mods. He said that is the only way he could have had it on a classic policy. In which case if/when he would have had an accident he would not have been covered. And previous owner was with peter best. And when I tried putting in my details with the car on their website and I\'m the same age as previous owner. It also said on their website that the car is not eligible for a classic car policy. Though I am confused as like you say pretty much all of you on here have the jap imports and heavily modified and got insurance no questions asked...
Sorry double post. Bloody phone lol
Just spoke to sky insurance again and they said again said two reasons why they can\'t do the car on classic policy. 1) it is only a 1992 in order to qualify as classic has to be 25 years or older. And 2) its a jap import. And I said but a lot of people on this forum have managed it even with you guys and sky Insurance said well then they are telling porkies. His words not mine. Unless there is more than one company called sky insurance and I\'m with a different one to you guys?
Oh and its £870 I\'m paying after their £20 admin fee and my mileage is actually only 4000
I\'ve been with Sky the last couple of years. My premium seems to have gone up by like a hundred quid this year to £640 (not sure why, just the dark weird vagaries of the insurance "system" maybe?). I tried Peter Best, and they knocked about 40 quid off it, with all mods, agreed valuation, all the works.
Trouble is, that\'s then insured as a classic with a maximum of 5000 miles per year. Not sure if I want to restrict myself to that, on th erare occaisons my car actually works, it\'s a daily driver and I dunno if I\'ll only do 5000 miles, always had it at least 7000 up till now. If I commute to work for a week, that\'s 120 miles at least right there, and it\'s like a 250 round trip minimum just to get to the Pod. Hmmm. Anyone know what happens if you exceed the agreed mileage on a classic policy?
Oh, should have mentioned that it\'s so expensive due to single turbo and bodywork mods and all that stuff, plus a complete loss write-off accident four years ago, own fault. They don\'t like that on your record :o. Knackered my no claims too, so even though I\'m now ridiculously old it still costs a bit
Age : 34
Car : FC3S Turbo II Jap Import Auto Cab J Reg 1991
Parked : Driveway
Miles : 1500
Value : £3500 agreed
Mods : exhaust / filter / wheels / etc....
Claims : 10 Yrs no claims on main car
The FC is a second vehicle
Insured with the better half as a named driver
Cost me £151 a few weeks back ( Fully comp )
thats with Peter Best on a classic policy
By the way does anyone know how I can find out exactly what model my car is? As when I called for a quote initially they asked and I didn\'t have a clue so he just put it down as a type RS
T51 all supporting mods 3,000 miles a year and fully comp. £429
^ i hate you :Laugh
I have had the same thing with adrian flux they have never come close with there quotes admiral came in at £550 adrian flux want £1800 the man on the end of the phone had to ask why I was laughing lol
Quote from: carlbrainiac;765273By the way does anyone know how I can find out exactly what model my car is? As when I called for a quote initially they asked and I didn\'t have a clue so he just put it down as a type RS
Hey mate,
It will be on your data plate dude, mine is a 95 RB and got it on a classic car policy with Footman James. 28 fully comp 6000 miles a year no points in LU7.
Just a word of warning regarding sky, I called them the first time and was quoted on the 7 fully comp £700ish....called back to start the policy gave all the details but spoke to someone else and they said that the bloke registered it as a UK car, said um no mate it\'s a jap import even the V5 has it as an import....after much hand ringing called back againas by now there quote was the lowest and got told sorry mate can insure you as you have never driven a RWD car.
As you can imagine 4 days before I was to collect the car I was being told that they wouldnt cover me and said come back in a year.
Tbh mate the only bloke in there that knows his onions is Ollie the rest were shall we say dumb as a box of rocks.
In the end spoke to footman James and hey presto £485 and covered, the only thing they don\'t cover mods and has to stay unmodified. Next year I\'ll be in touch with Peter Best as they cover mods and provide very competitive prices.
Regards
Matt
ok Sorry to sound Dumb but where exactly on the car can I locate the data plate? Is that the chassis number plate under the bonnet on the firewall or..? Just I dont remember seeing the model on there? Though there were two plates. Maybe I didnt look at the other one close enough. Will have another look when Im not shattered and it isnt cold wet and dark outside lol.
And yeh maybe I\'ll give peter best a call next year. Really I did want to ring round several insurance companies but I brought the car over the last bank holiday and hardly any of the insurance companies were there. Sky were the only people open who I could speak to and I was just desperate to get the car on the road and Luke said I guess to pressure me into the sale as originally the quote was £900 something he said he can do the legal cover for free which brought it down to the £870 and he said I would only get that deal if I took out the policy then and there. Normally I wouldnt fall for pressure sales like that as I know thats just a marketing ploy but like I say I just wanted the car on the road so thought may as well. And I was able to justify it to myself as they said next year on my Subaru they\'ll be able to save me over £500 on my Subaru. Although for them to insure me on the rx7 I had to get a cat 1 alarm system fitted to be covered for theft so that cost me another nearly £500 but I was going to get an alarm fitted in any case.
In the driver\'s door shut, Carl
(http://i668.photobucket.com/albums/vv43/Nik_da_Greek/My%20new%20RX%207%20version%20one/DSCF1556.jpg)
As has been explained before, don\'t get excited cos it says special edition, if it WAS a special edition it\'d have something else written underneath like "RZ", "Bathurst" or whatever. Most imports are stocky Type R\'s (which is the "Grade R" bit). If it\'s got cruise control and a sunroof and auto box then it\'s most likely a Type X.
31y/o, 7 years no claims on RX7 policy,8 years on a commercial policy, 7 years on another commercial policy and 5 years on a classic american policy. Insurance costs me a bloody fortune each year!
93 type R 400-450 BHP single turbo and supporting mods.
Non standard colour respray and 18" rims
Adrian Flux £600 fully comp, garaged, 3k year, 3 points ( mobile Phone)
Eastbourne, East Sussex area.
Quote from: Nik da Greek;765421In the driver\'s door shut, Carl
(http://i668.photobucket.com/albums/vv43/Nik_da_Greek/My%20new%20RX%207%20version%20one/DSCF1556.jpg)
As has been explained before, don\'t get excited cos it says special edition, if it WAS a special edition it\'d have something else written underneath like "RZ", "Bathurst" or whatever. Most imports are stocky Type R\'s (which is the "Grade R" bit). If it\'s got cruise control and a sunroof and auto box then it\'s most likely a Type X.
The only thing I have on the drivers door shut is the original sticker saying about tyre pressures and stuff. And even that has been painted over during the respray lol. Other than that there is a plate under the bonnet on the firewall on the left hand side or driver side depending how you look at it, but not much info there and a lot of it in Japanese. And then theres the chassis number again actually stamped into the firewall in the centre. Thats it. I even looked in the passenger door shut and nothing there either. ??
26 years old, stock RX7. Costs me £265 a year with Peter Best.
thats the most expensive one they do lol. i got quoted 3500 grand initially as i said it was a type rs. flicked through all my paper work found it its a coupe import went down to 1300
Guy on the phone said it wouldnt make much difference what model it is but I had a feeling it would make a difference. Thats obviously why they chose to set it as the type RS. Only problem is to change that now I really need to find out exactly what model it is.
Anyone else have any other ideas how I can achieve this?
get an aa check done on it or text that number cost 6 quid but im sure it gives you all the details about your car unfortunately i dont know the number off the top of my head
I did the text check before I brought the car and didnt tell me then. And Im guessing as the AA use the same database that wouldnt be much help either.
dunno if this helps at all, but if yours is a \'92 import, it should be an efini type r. You can google the year the car was made, and it will tell you the model made for that time period, and afaik, the only model made in \'92 was the efini type r. I got lucky and mine has the import documents, but mines a \'92 import, and its a type r.
Well mine is a 92 Import but I was under the impression that the Effini model was some special edition and thus was marked effini on the back. Although I guess that could have been lost in the re-spray.
I wonder what would come up if I try to google the chassis number? lol Might try that
You may be right, but i was under the impression there were only a couple different models made in that time period, max. Might just be a straight up type r, if the efini is limited or something.
Dunno if googling the chassis will help, but it definately won\'t hurt im sure...
googling the chassis number didnt work. This is all I have on the plate under the bonnet. If only I could read Japanese lol. I did try google translate on my phone but its really difficult to pick it up on the camera in the position its in and the size it is.
(http://i19.photobucket.com/albums/b175/carlb4/IMAG0135.jpg)
And this is the number hiding behind the wires just in case that helps anyone help me understand what model this is:-
(http://i19.photobucket.com/albums/b175/carlb4/IMAG0136.jpg)
btw is it safe to post these details or should I not keep them up for long in case someone tries to clone my car details?
Thinking about it could that E in the model number E-FDS3 mean it is indeed an Efini model?
Mine has that as well, and mines an Efini. Im guessing yours will be an Efini type R the same as mine =)
Nice. :-) Well unless anyone else says otherwise I guess I will call sky insurance again on Tuesday after the bank holiday and tell them it isnt the type RS. It is in fact the Efini type R
I hope some1 can either verify/disprove me, im by now means an expert... But i\'m fairly sure its not an RS, \'cause afaik they are like hens teeth... at least from that age...
I just need to find some real geeky person who knows RX7\'s inside and out and knows more about the car than I do lol. You know one of these anorak people who probably have all the chassis numbers listed in order of which they were made and where in the world they are now lol.
Btw just to compare cars as you think yours is the same model as mine if I list the things my car has to see if yours is the same in every aspect although Im not sure if this is also standard equipment on all RX\'s
ABS
Power Steering
Previous owner said storage cubby holes in the centre console and drivers door are quite rare so do you have those?
Electric windows including driver side auto one touch button
Air con
Wiper time delay adjust
Its the hard top so no sunroof
standard wheels according to driver side door shut would have been 16"
Central locking But now I have remote central locking and cat 1 alarm
dial to adjust brightness of dash lights
erm dont know what else to list. But I imagine most of that is standard equipment on all of em anyways.
All 3rd generation RX7s are \'efini\', its not a model really, I think it just means its from the \'sports car\' department of Mazda.
Do you have twin oil coolers? If so just tell Sky its a Type R. It makes bugger all difference to your insurance premium anyway so wouldn\'t worry about it. Its not like other cars where there are power differences between models,etc and its an import group 20+ so can\'t get any higher.
Actually, there is a difference of 20 horsepower between the models, and the insurance companies do alter the price depending on the type, as some types are rarer than others etc...
Actually there is no power difference between models, it is between years. IIRC the power increase came in 99 with the improved turbos on ALL models. Depends on your insurance company, all my insurance companies said \'it makes no difference\'. If I had an RZ I would probably make a point of it when insuring it and pick an insurance company that recognises it as being rarer than other RX7s. Easier said than done....
Efini is a brand name of Mazda as is Eunos, launched in Japan in the early 90\'s.
Efini RX7= JDM Mazda RX7 up to 99 when they were branded under Mazda
Eunos Roadster= JDM Mazda MX5.
Just a way of marketing cars, like Lexus is to Toyota.
Efini is not a special edition.
Infini Meaning infinity was a special edition of the FC3s in the late 80\'s.
oh ok cool
amazed to see such a range on here.. feeling stung by £850 premium and 7 years no claims with flux...
DELIGHTED to say i\'v just got my premium down from £850 a year with flux, down to £288 with PBIS. rx7boy who suggested them, I love you.
Awesome.. I was amazed when I reinsured my FD this year for £312 with Footman James. Made getting mine back on the road much easier.
Hi, I have come here from the Czech Republic I have 2 FC. I plan to be here for some time. And buy a Eunos Cosmo 20B ECCS. Unfortunately all the sites I\'ve found it with insurance this car. In addition, for us to take the contents of the engine as the Mazda 13B (1308cc) 20B (1962cc). Please help.
Tesco insurance insure the 20b ( ask for insurance for a 2litre Eunos Cosmo) likewise Heritage (Norton), Competition Car Insurance and Aon all insure the 20b
Peter Best 324.00 quid fully comp , 5000 miles , modified , Agreed Value , classic polcy , bad postcode , Rx7 FD3S 92 import 39yrs old .
Just renewed with Competition Car Insurance, 3k road miles a year, 5 trackdays included. Heavily modified car (roll cage, single turbo, big brakes, suspension etc) fully comp - £523.
Shaun
ive just got my renewal through from sky for £457
thing is this has my mods listed with 3000mile policy
im 41 with 12 years no claims the car is kept on a drive in dt3 postcode i have 2 other vehicles i drive aswell so not only mode of transport.
seems pretty high to me.
who else should i try?????
This might help a few of you out there with 3+ motors AON multi car policy. Covering both FC\'s with all mods declared plus a 2009 Hyundai I20 run about, unlimited mileage on all vehicles £539. The bad news is they will only do this type of policy for three or more vehicles.
peter best (PBI). 850 flux, down to £288. i nearly spooged down the phone.
Quote from: JohnP;772419peter best (PBI). 850 flux, down to £288. i nearly spooged down the phone.
uhm confused by your punctuation
was peter best £850 and adruan flux £288??
a coupe import for me is 1300 a type r is 3300 how is there so much of a difference then if the cars are the same?
any other insurers to try.
peter best just quoted me over £540. which compared to other peoples quotes is pretty .... considering im 41 have 12 years no claims, 3000 mile policy with mods listed. use 2 other vehicles as dialy drives
sky want £457 for same cover.
Just keep trying same companies as they only get prices out of a hat...... I did this before and it changed price 4 days on the trot by more than £300 insurance is pot luck if you ask me.
just gone with reis 300 mile policy and track day cover, all mods listed £390. :)
Well what about northern Ireland?? Insurance is up the left here. Any recommended insurance companies for here?
i\'m 27, HU postcode (usually on fire) mild mods all declared, limited to 5000miles, garaged and 5000mile limit. £297 with Peter Best.
To echo sentiments above, model type makes no difference on pre-99 cars, all had 255bhp as stock, later ones had 276 *cough cough*. They are all group 20+ cars anyway so it\'s irrelevant.
word to the wise, make sure that when you insure it they class it as the 2616cc rather than the 2354cc which is the FC.
HTH
graeme
Guys, how are you able to get quotes on your cars? classic car policies for peter best are for cars over 26 years old :(
Pete best couldn\'t get anywhere near that price for me on the FC. God knows how they do for you guys with the FD. It\'s not like I live in a bad post code or have points etc, I even have full no claims bonus. Insurance sucks big time.
Ade
Here are the requirements for classic car, my car isn\'t 26 years old and its not standard, everything else will be fine when insurance comes up again.
- Standard vehicles â€" no modifications
- All drivers have held a full UK or EU licence for at least two years
- A single speeding offence within the last 3 years is acceptable; any other convictions are not
- No fault claims within the last five years.
- Maximum of three named drivers in addition to the proposer
- All drivers must be at least 25 years or older
- All vehicles must be at least 26 years old
- BMW’s restricted to a maximum engine capacity of 2.0L
- Vehicle is used for Social, Domestic & Pleasure use only.
- Cars must be garaged or parked on the drive â€" street parking is not permitted
- Mercedes convertibles must be garaged
- Vehicle is not to be used for weddings
- Policy includes commuting to and from one fixed place of work as standard.
Anyone? How do you FD guys get it so cheap?
Quote from: m1tch;776270Guys, how are you able to get quotes on your cars? classic car policies for peter best are for cars over 26 years old :(
nope, cars over 16years old, and drivers over 26 years old lol.
graeme
Quote from: trotter;776853nope, cars over 16years old, and drivers over 26 years old lol.
graeme
I just copy and pasted that from the site....
Quote from: m1tch;776896I just copy and pasted that from the site....
well i got insured at 25 with them 2 years ago with a 93 plate car....
and it also says this above the list of requirements...
"The following statements, if acceptable, will allow us to provide a quotation. If the statements cannot be answered ‘YES’ it may still be possible we can insure you but we would have to process this manually via our office. Your details will be taken and transmitted to our office to enable a manual quote to be made."
Don\'t ever, ever do website quotes for insurance other than to get a feel for whats what. ALWAYS phone up and talk to someone. :)
Graeme