Mazda Rotary Club

General => Insuring your rotary => Topic started by: ScuttleRX on April 08, 2004, 12:16:21 AM

Title: Cancelling policys
Post by: ScuttleRX on April 08, 2004, 12:16:21 AM
Anyone know if you can cancel an insurance policy mid-way through and get a refund for the remaining months on it?

or is this sorta thing dependant on the company
Title: Cancelling policys
Post by: 20B_boy on April 08, 2004, 12:51:25 AM
Company/policy dependant; some higher risk policies especially are non-cancellable i.e. u get nothing back if u quit mid-term.
Title: Cancelling policys
Post by: davefrith on April 08, 2004, 09:01:28 AM
Generally you can cancel anytime, some companies pro rata it and some just give you a percentage value that decreases dependant on how far into the term you are
Title: Cancelling policys
Post by: ScuttleRX on April 08, 2004, 12:05:29 PM
cheers, was just wondering in case I get impatient and actually manage to find a mod-friendly under25 insurer (that doesnt want 2500+)
Title: Cancelling policys
Post by: davefrith on April 08, 2004, 12:11:54 PM
jesus ! what mods you got ?
Title: Cancelling policys
Post by: ScuttleRX on April 08, 2004, 12:19:59 PM
well I didnt think it was a lot, hence my confusion at the whole thing, here goes:

Bodykit (front, rear and sides)
Alloy wheels
ECU
Exhaust + downpipe
Filters

and also Coilovers + bonnet which aren\'t on yet, i was asking for quotes with and without.

Pretty tame I thought compared to some guys on here ;)
Title: Cancelling policys
Post by: Andyp on April 08, 2004, 12:27:33 PM
I thought about that when I was changing mine, but I soon found out they won\'t give you say 6 months no claims, you cancel midway through then you loose that, which is me was worth more than the excess paid :(
Title: Cancelling policys
Post by: davefrith on April 08, 2004, 12:34:00 PM
Thats the same as mine, I pay £1700.00 through Tesco if that helps

I am 23 and i\'ve been banned !

Dave
Title: Cancelling policys
Post by: ScuttleRX on April 08, 2004, 12:40:32 PM
Yeah I gave tescos a try but they said i had too many, perhaps cos 22 with 6 points (3 really but they ask for last 5 years).

Think the quote I got with them was with bonnet and coilovers on too though, had a cheap quote without them on so wasnt worried about that
Title: Cancelling policys
Post by: davefrith on April 08, 2004, 12:47:14 PM
Insurance is a pain in the arse, they all make it up as they go along anyway

Dave
Title: Cancelling policys
Post by: ScuttleRX on April 08, 2004, 12:53:22 PM
QuoteInsurance is a pain in the arse

Agreed:D  one day we\'ll be old gits and wont have to worry so much:D

Whole age things annoys me, just cos some 20-somethings drive like *$~# doesnt me I do, even more annoying when a 50-something drives into the back of you and totals your car because he had a cold and hadnt noticed you\'d stopped at the junction. Im the risk?:rolleyes:

rgds

Bitter Andy

ps hows the car Dave, have you picked her up yet?