Mazda Rotary Club

General => Insuring your rotary => Topic started by: lockwood77 on December 19, 2008, 11:36:44 AM

Title: Heavily modified FD owners - who are your insurers?
Post by: lockwood77 on December 19, 2008, 11:36:44 AM
I\'ve just spent two hours trying to find someone to cover me should I buy Craig\'s triple rotor FD (600bhp, roll cage, mods list as long as your arm...)

The only people who can are Adrian Flux at £1084, no trackdays. My current insurers, AON, won\'t touch it, which is annoying as their policy covers trackdays and that\'s primarily what the car is for!

Anyone got any tips on who to try? I\'ve already spoken to Footman James (part of AON anyway), Lifesure, Academy, Hyperformance, Sureterm, Premium Choice and HIC.

If I can\'t find someone to insure it, the dream FD will stay as just that! :(
Title: Heavily modified FD owners - who are your insurers?
Post by: sadgoth on December 19, 2008, 11:42:32 AM
Sky are covering my heavily modded FC on a limited mileage 2nd car policy for £375 insured as a 425bhp car (more than double the stock power figure)
Title: Heavily modified FD owners - who are your insurers?
Post by: lockwood77 on December 19, 2008, 11:43:57 AM
Ah, it was Sky I went through for a number of those I listed - they\'re brokers and put me through to Flux, Lifesure, Academy and Hyperformance.
Title: Heavily modified FD owners - who are your insurers?
Post by: AshRX on December 19, 2008, 12:30:13 PM
im with Sky with every mod declared including the graphics
Title: Heavily modified FD owners - who are your insurers?
Post by: lockwood77 on December 19, 2008, 01:14:47 PM
OK, just got a quote from Richard Egger (http://www.richardeggerinsurance.co.uk/), they didn\'t have a problem with it at all and gave me a quote of £937 inc. four trackdays (£90 per day thereafter), 5000 miles per year.

I don\'t think I\'ll better that - Flux wanted £1084 with no trackdays.
Title: Heavily modified FD owners - who are your insurers?
Post by: Tim_B on January 01, 2009, 04:09:14 PM
Sounds decent, I\'ll check them out when I renew.

I\'ve always found Livingstone Warmans very reasonable on classics policies
Title: Heavily modified FD owners - who are your insurers?
Post by: jetpilot on February 07, 2009, 11:14:04 AM
Quote from: sadgoth;567004Sky are covering my heavily modded FC on a limited mileage 2nd car policy for £375 insured as a 425bhp car (more than double the stock power figure)

I had a quote of £700 ish from Sky, similar hp FD, 38, 3 points for being on the phone and no accidents claims etc. 5+ years bonus on my daily driver, how can insurance be so varied?????
Title: Heavily modified FD owners - who are your insurers?
Post by: shaunwil on February 07, 2009, 11:53:22 AM
How old are you ?? Try Heritage Insurance. Kev has his monster 20b insured with them at a very good rate !

Have to be over 30 though on the FD !

Shaun
Title: Heavily modified FD owners - who are your insurers?
Post by: jetpilot on February 07, 2009, 11:56:10 AM
Thanks buddy, as above 38 yrs old, reason why i was susprised with some quotes, also live in low risk area and have low risk job, garaged etc. Will give them a try. Thanks.
Title: Heavily modified FD owners - who are your insurers?
Post by: pete sparrow on April 19, 2009, 12:13:02 PM
Quote from: shaunwil;582337How old are you ?? Try Heritage Insurance. Kev has his monster 20b insured with them at a very good rate !

Have to be over 30 though on the FD !

Shaun

I tried Heritage and they wouldn\'t quote on my FD. Said i was running more than 50% over the standard bhp figure. So i asked if he was taking the figures from the fly or hub??? He replied by saying "i haven\'t a clue what your talking about i\'m only a broker"
Title: Heavily modified FD owners - who are your insurers?
Post by: Jono FD3 on April 19, 2009, 07:46:43 PM
I\'ve just had my renewal back from sky all mods declaird, pushing about 330bhp and it is £492 fully comp and I\'m 29.

Jono
Title: Heavily modified FD owners - who are your insurers?
Post by: Jono FD3 on April 25, 2009, 03:28:40 PM
Quote from: Jono FD3;600440I\'ve just had my renewal back from sky all mods declaird, pushing about 330bhp and it is £492 fully comp and I\'m 29.

Jono

Update:

Kicked up a little on the phone as they raised my exess to 500 from 300, so now that\'s back to 300 & then made them kock off their fee for the trouble!!! So I\'m now paying £470!