Mazda Rotary Club

General => Insuring your rotary => Topic started by: CharlieP on May 10, 2007, 10:40:40 AM

Title: Insurance for 21yr old!
Post by: CharlieP on May 10, 2007, 10:40:40 AM
Hi, I know theres loads of threads...but be very gratefull if anyone of the age of 21 or less could let me know how they got on for price and who with?
 
Tried elephant....£3000! :2eek
Admiral.............£1700 better
I\'ve heard an 19yr old with one years no claim got it for £1500!!
Worst thing is ive got 3yrs no claims on my golf...
but I need a new policy :Grrr so starting with no no claims
Title: Insurance for 21yr old!
Post by: Mazzyrx7 on May 10, 2007, 01:06:15 PM
Get a quote on a UK FD RX7. It will be a lot cheaper than a Import. I insured mine when I was 21 just about to 22 with 0 NCB and that was £1000 fully comp. A year on its now £800 to insure. Both years have been with Admiral. Also make shore if your looking for insurance on a Uk spec car the engine size is 2616cc. If it lower it will be for a FC not an FD
Title: Insurance for 21yr old!
Post by: CharlieP on May 10, 2007, 02:17:04 PM
Quote from: Mazzyrx7Get a quote on a UK FD RX7. It will be a lot cheaper than a Import. I insured mine when I was 21 just about to 22 with 0 NCB and that was £1000 fully comp. A year on its now £800 to insure. Both years have been with Admiral. Also make shore if your looking for insurance on a Uk spec car the engine size is 2616cc. If it lower it will be for a FC not an FD

thanks....but theres not many UK FDs around..and they\'re generally a fair bit more money.......plus my heart is set on certain import....
Sky are on the case at the mo.....waiting for them to get bk to me
 
Ahh Sky just got bk to me....£1250....quite good I think :wiggle
Title: Insurance for 21yr old!
Post by: leon on May 10, 2007, 03:26:32 PM
1250 is a good quote for the age and the NCB id try noel deazly as well the guys at sky were very surpised when i told them what they quoted me! (infact they said go with it as its probebly going to be one of your batter quotes) if it sany help they did me through ensign.:wiggle

But the main this is what Rx7 are you trying to insure? as i was recently with Admiral/Elephant and had to move as they huffed my insurance up, (they dont insure imports apparently):Nono!
Title: Insurance for 21yr old!
Post by: Jit on May 10, 2007, 03:29:21 PM
make sure you are trying to insure a  2616 twin turbo rx7... not the turbo coupe 2354 .... id be surprised ifyou can get less than 1500! i struggled even without my london postcode!
Title: Insurance for 21yr old!
Post by: Rixio on May 10, 2007, 08:31:31 PM
Quote from: Mazzyrx7Get a quote on a UK FD RX7. It will be a lot cheaper than a Import. I insured mine when I was 21 just about to 22 with 0 NCB and that was £1000 fully comp. A year on its now £800 to insure. Both years have been with Admiral. Also make shore if your looking for insurance on a Uk spec car the engine size is 2616cc. If it lower it will be for a FC not an FD

Thats impossible...iv worked in insurance for the last 4 years and im telling you its impossible to get it that low...unless you live 100 miles from civilisation...!!!

I have 3 years NCB and pay double so at 21 with 0 NCB is impossible unless they have the car wrong...i pay more than that for a 1.9tdi Bora for petes sake!

Not having a dig just letting you know...

Rixio:cheers
Title: Insurance for 21yr old!
Post by: CharlieP on May 10, 2007, 08:39:52 PM
I tried Noel Dazely....said they would be about the same as the 1700 quote from Admiral.
I think I\'m going to see if SKY will squeeze a little more...then I think that will be fair enough.
Its a 1993 FDS that I\'m getting quotes for.
Thanks for the advice guys :cheers
Title: Insurance for 21yr old!
Post by: Rixio on May 10, 2007, 08:54:16 PM
Just did it online now & my quote with Admiral has just come in at £4149.33 at 22 with 3YNCB!!! So god knows how yours is coming in £1700!!!!!!!!!
Title: Insurance for 21yr old!
Post by: Joeh on May 10, 2007, 09:18:19 PM
He said its a UK model.. maybe thats why?
Title: Insurance for 21yr old!
Post by: Jit on May 10, 2007, 09:35:53 PM
even then, i can get a pirce for a 2354 turbo coupe 1995 if i wanted to. that car doesnt even exist!!!
Title: Insurance for 21yr old!
Post by: Mazzyrx7 on May 10, 2007, 09:50:51 PM
Well it\'s not really impossible, as thats how much it is.

The car is insured as a UK spec, 2616cc, manual kept in a garage with 5000 miles fully comp.

It is insured 100% correctly and your right it is a really good price.
Title: Insurance for 21yr old!
Post by: CraigN on May 10, 2007, 09:58:50 PM
you cannot insure a car as a UK car if it is an import ?

a car is classed as a UK model if it was imported by a mazda dealer from new and sold as a new car here.
Title: Insurance for 21yr old!
Post by: Mazzyrx7 on May 10, 2007, 10:36:13 PM
My car is a official Mazda imported UK model registered in 1995, maybe spec was the wrong word to use
Title: Insurance for 21yr old!
Post by: darko32 on May 10, 2007, 11:04:16 PM
i cant believe what im reading!! im 20 and am insured on the rx7 third party.not even fire and theft,and im paying 3200!! where are you finding these quotes from??!! im getting reinsured when im 21 with 1 years no claims so hoping for something better,i know how you feel rixio!!
Title: Insurance for 21yr old!
Post by: Rixio on May 11, 2007, 12:09:53 AM
OK I just did another quote for a UK model and it came out at £3877.86!! WTF AM I MISSING SOMETHING HERE?!?!?!?!

Like i said iv been in the insurance industry for 4 years and i tell you its IMPOSSIBLE! Also iv just to let you know i only renewed this week and its cost me £2200 & Iv had FD\'s from 18 so i know what im talking about...
Title: Insurance for 21yr old!
Post by: Mazzyrx7 on May 11, 2007, 08:03:11 AM
(http://i13.photobucket.com/albums/a273/DBMSCOOBY99/RX7%20Wreck/Picture2.png)

There you go 1 quote. Thats not taking any short cuts. Even cheaper now :)
Title: Insurance for 21yr old!
Post by: Mazzyrx7 on May 11, 2007, 08:05:46 AM
Just noticed thats a 10 month policy, so say add another £100 for 12 months.
Title: Insurance for 21yr old!
Post by: Tango on May 11, 2007, 06:18:54 PM
try adrian flux! ... £1400 fully comp for me. im 23 & thats with mods declared
Title: Insurance for 21yr old!
Post by: Teighto on May 20, 2007, 11:46:38 AM
Just tried the Admiral one Full comp mods declared for me was £1854

im 24 with 3 years no claims bonus

not bad for an import ??
Title: Insurance for 21yr old!
Post by: Tango on May 20, 2007, 02:16:36 PM
Quote from: TeightoJust tried the Admiral one Full comp mods declared for me was £1854
 
im 24 with 3 years no claims bonus
 
not bad for an import ??

have you tried adrian flux yet??
Title: Insurance for 21yr old!
Post by: Jit on May 20, 2007, 02:23:12 PM
also thats for a turbo coupe.... whats the quote like for the twin turbo??
Title: Insurance for 21yr old!
Post by: strange_days_uk on May 20, 2007, 02:29:01 PM
Quote from: TeightoJust tried the Admiral one Full comp mods declared for me was £1854

im 24 with 3 years no claims bonus

not bad for an import ??

A-Plan thatcham

call them on monday
Title: Insurance for 21yr old!
Post by: Teighto on May 20, 2007, 02:40:46 PM
Na not tried them yet as i still have 3 months left on my Admiral Insurance hence why i tried them. plus i could do the online quotation !!
most of them need more details ?

Will give flux and aplan a call on monday
Title: Insurance for 21yr old!
Post by: LeedsLad on May 20, 2007, 06:59:59 PM
Just got mine with flux 21 1 year ncb £1300 but it is a uk spec
Title: Insurance for 21yr old!
Post by: anthony on May 21, 2007, 07:49:32 PM
22, 3 years ncb, 1050 with noel dazley (second year with them)
see my thread, help for the under 25s :)
Title: Insurance for 21yr old!
Post by: Tiger_kpt on May 23, 2007, 12:32:06 PM
23, male, 4YNCB. UK spec FD13 RX7. CAT1 alarm & immobilisor.

£535 Fully Comp.

Lloyds TSB Car Insurance.
Title: Insurance for 21yr old!
Post by: Teighto on May 23, 2007, 02:16:58 PM
Fcuking hell thats good
Title: Insurance for 21yr old!
Post by: Tango on May 23, 2007, 02:20:28 PM
WOW!!!!!!!!! ill be giving them a call at renewal me thinks!! :Giggle
Title: Insurance for 21yr old!
Post by: vonrumble on May 25, 2007, 06:18:13 PM
Have you tried sureterm?
 
I pay 750. Its limited to 3000, fully comp. Im 21, using no NCD!(because sureterm dont take them into consideration) The policy says i must have anouther car to drive. I got an astra for work and an fc for weekends. :) A really sweet deal i think
Title: Insurance for 21yr old!
Post by: CharlieP on May 26, 2007, 02:14:24 PM
Quote from: vonrumbleHave you tried sureterm?
 
I pay 750. Its limited to 3000, fully comp. Im 21, using no NCD!(because sureterm dont take them into consideration) The policy says i must have anouther car to drive. I got an astra for work and an fc for weekends. :) A really sweet deal i think

FC...I was looking for quotes for an FD....newer and much faster and much nicer :D hehe just kidding
Title: Insurance for 21yr old!
Post by: civicboy28 on June 01, 2007, 05:13:05 PM
try sky insurance i got a quote for 1500 tpft (which is fair. i stuff it. i pay for it)
all mods declared on a 1993 FD
Adrian flux were also near, 1600 ish.
21 1 years ncb. Enfield post code
Title: Insurance for 21yr old!
Post by: DAIR on June 03, 2007, 09:04:40 PM
Admiral Are Good

Im 22 2 years ncb £1400 on ma rx8 fully comp (theres a catch lol)
North london post code