I noticed Britannia Rescue are now doing a mechanical insurance for £45. Basically, if something mechanical/electrical breaks, you are covered for up to £500 parts and labour. (unmodified components only, and not for wear and tear items, any age/mileage).
Seems like a reasonable bet to me. Since a rebuild costs a few £K, any little helps.
How reliable should a well-maintained, unmodified FD3S be? (If there are any left).
JPC.