Hi
is there a isurance company that will let a 17 year old drive a FD. Or if he can get insured on a small car fully comp, would they let a 17 year old drive it 3rd party.
thanks
You\'d have to hunt really, really, really, really hard to find someone to insure you. And then if you do find someone, it would cost well over a grand, probably over 2!
if someone insures you it will be more like 4 grand i reckon
bit of a powerful car for a first driver
be careful if ya do mate
Doing the old insuring a small car FC and driving another car third party is not strictly legal...wait, no its totally illegal....insurerers used to put that bit in for emergency purposes...not so that young drivers can go out and drive fast sports cars.
Insurers are now removing that bit from FC policies altogether for that exact reason.....
And if the 17 year old does stack it in that scenario, an insurer would rarely pay out.....
Actually, that driving other cars third party only option only applies if the vehicle being driven is itself insured seperately by the owner / keeper. Besides, someone needs to insure it in order to tax it.
Get Your Parents To Insure It And You Go Second Driver
hi everyone
im 38 and going to be the main driver. i just thought the young un can drive it the odd occasion. using his own policy
cheers
It\'d only be a matter of time before if gets driven into a hedge anyhow. Young people are a massive risk - hence the high premiums.
OI! :Nono! IM 21 AND DRIVE LIKE AN OLD MAN(PROUD OF IT)
GET IN
I would say you\'d be looking at adding him as a named driver. I doubt you\'d find any insurer would touch a 17 year old with an FD. It\'s group 20!
Seriously you\'d be looking at lottery money to get it insured properly and that\'s if you find someone who doesn\'t just laugh and put the phone down.
If you have got lottery funds to hand then I\'ve heard you can put a £1Million in a Bond somewhere that acts as insurance should you have an accident it pays for the damage to others!
Sorry to wee on your cornflakes but that\'s the way I see it.
If you do manage to find a policy for less than £5k then I\'d be shocked.
Please do keep us updated on your search though.
best wishes
Gareth
just to give you an idea i\'m 22 with 6 pionts on my licence (SP30 and TS50 i think?) i pay £1800 which is alot but due to the points and type of car some poeple wouldn\'t even go near me. Other quotes i has where 3k and 3.7k for a year 3rd party!!!!!
in awmswer to the last part of your question i did this for a short while when i was 20 on an STI RA impreza but due to the climding number of people that where doing this, as also said before. I know when i was about 16 there was a loaded family that lived over the road from my Nan\'s house, keep themselves to them selves etc, and for the son\'s 18th not long after he passed his test daddy bought him a Classic 911 (A reg jobbie) having gone from small hatch back straight into rear wheel rear engine sports car he was not ready for it. 2 weeks later he crash and that was the end of the porche and him due to the lack of respect for the car and lack of experience on the road.
I think that the insuers wised up to this very quickly and now with most policies you can only drive certain types of cars on a third party policy if you are fully comp unless your 25+
i have to say i feel the outlook is bleek for you whilst you are 17. i would be very interested to see hoe you get on in finding someone
IIRC the 3rd party thing is now only for over 25s!
so thats applies to vehicles then
i hope 17 year olds cant get insurance on a fd..
Anythings affordable if you\'ve got the dosh.
If i had an FD when 17, i would have bragged that i would eventually be a doctor and already i had a chick-magnet car..........then subsequently shat my pants and probably died..............saying that, if you\'re F1 pedigree, you\'ll be OK...hey, Jenson\'s still "young"!! :D
i pay £1650 at 21 with 2 yrs ncb, 3 points.. and that was after ringing over 30 companies (see my thread)
most companies wont even insure you at under 25, let alone 17 with no experience.
these cars are very fast and can be hard to control, id seriously suggest a few years with other cars, going up to this kind of power.
When I Was 17 I Got Citroen Zx 1.6 3rd Party Fire Theft. That Cost Me £2500
You Will Get Insured, But You Need A Few Months Of Overtime At Work.
You\'ll get insured with zurich or what ever its called
Lol Zed, nice one. My stepdad used this on me when I was 17 too. He had an original Audi Quattro and told me much the same, you can drive it if you get it insured, which I tried to no avail. No one would go near me (it was the early 90\'s when cars were getting stolen by joyriders all the time and insurance was sky high for cars like that). My stepdad later admitted to me that he knew there was no way I\'d find a policy that would cover me for it but didn\'t really want to say your not getting a shot cause you\'ll wrap it round a tree (and he didn\'t want to be in the bad books with my mum).
I think the only way you\'ll get cover as a 17 year old is by going on someone else\'s policy and even then it\'ll need to be a very friendly insurer and it\'ll cost ££££. Good luck to you if you do and it doesn\'t, and let us know.
Chers
Barry
I bought my FD at 21 and I could only get 3 companies to even quote me. I called about 30 of them to.
You don\'t need to be young to drive stupid but it does seem the younger you are the more likely you are to smash the car up!
I had an Astra GTE 16v at 18 with a load of mods and was near on 200bhp. It was only costing me £680 through the Vauxhall Performance Car Club with 1 years NCB.