and if you do lie prepare to meet the whirlwind when it does get nicked or you get your legs smashed up, be prepared for the insurance company not to pay out and you getting nicked by the police.
To lie to get an insurance policy is the same as not driving without insurance , both are offences.
I work for an insurance compnay (albeit for their IT dept), and my company spend a lot of money on anti fraud software and techniques, trust me we catch out a lot of so called liars come claim time. And Police do get called.
Dont risk it be legal