19k is basically a \'bugger off\' quote unfortunately
I guess it\'s going to be high consdiering your age and location dude - have you got any experience driving high powered RWD cars? This often helps.
TBH I\'d advise you to get an MX5, build up more NCB and experience ove ra few years, then if you still want an FD, go from there.
Simaron - that\'s absurdly cheap - is that for a standard car? I\'m 29 and in a very low risk area, and am paying just over £350 for 3k miles/year.